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Nst october

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  • abundant1972
    abundant1972 Posts: 1,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good evening everyone!!!

    Had a lovely day today; went for a walk in town and enjoyed the autumn weather and leaves, checked up on my Emergency Fund, finally got to doing some exercise - actually made it to the gym.

    Yesterday was a spend day, but today was spend free...

    Today = NSD number 10

    Thank you as always Mothernerd for the excellent thought-provoking posts. Is great reading what everybody else has been doing with their days too.


    :)
    ⭐ DEBT FREE : 18/02/2025 ⭐
    Follow your heart & be true to yourself always
    My life is full of abundance and prosperity
    NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
    Be kind - Eat well - Exercise - Be mindful
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all:j

    An NSD finally so now 10/15

    No outing today so no spends thankfully. All meals from stores, used up what we had in but still some leftovers..

    Out for an hour this morning as the weather was quite good - have picked the grapes (!) on the vine as I think something was eating them. Before you get too excited, they are tiny grapes that consist of mainly pips & are very sour. (I've tried them) However, they have gone red so I assume they're ripe. Feel I must do something with them...other than chuck them of course. Not sure what though, maybe grape jelly...

    Some clearing in the sunroom at last, helped by DH. Mainly by him standing with a binbag, saying, well chuck that away! Bonus was I found a note pad I had been looking for for ages (since August) & also some cash, must have been shoved in a bag when stashing & dashing - so very pleased with that.

    Gratitudes: An hour in the fresh air gardening, progress on the clearing out of clutter, helpful DH

    Popping to say hi: Hello Turtles!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    12 WAYS TO INCREASE YOUR DOPAMINE LEVELS NATURALLY
    1* Eat magnesium-rich foods
    2* Cut down on sugar
    3* Avoid eating junk food
    4* Consume a moderate amount of caffeine
    5* Do regular exercise
    6* Eat foods rich with tyrosine and phenelanine
    7* Stay away from stress
    8* Get enough sleep
    9* Listen to music
    10* Do massage
    11* Do meditation
    12* Consider supplements


    AUTUMN DECLUTTER
    1 Autumn and winter clothes (I save the comfiest for indoors)

    2 Home 'decor' (the 'bits')
    3 Holiday decorations (try not to acquire too many in the 1st place)
    4 Your kitchen (if you can't find your measuring spoons - or the tin opener - it's time to take stock and reorganise/ declutter)
    5 School and craft supplies (once the children are back at school/ university look at what is left over and decide what you really need to keep - unless you have a DS3 who loses maths stuff and pens on a weekly basis. I swear the men at the bus lost property knew my voice he left his bag on the bus so often)
    6 Outdoor space - toys, furniture, tools
    7 Gift wrap, bags, tags and bows (particularly those which stay at the bottom of the pile year after year). Donate it if you are fed up of it - I once bought too much when the expensive stuff was reduced to 10p a roll. 3 years later classy and elegant was driving me up the wall with boredom
    8 Toys - I found it better to do this with consent. Most children are amenable to 'helping poor children' with their unwanted stuff. I also used to give them so long to tidy their rooms and then go in with the big black bag - they got things back as a reward for good behaviour and I could weed out broken or dangerous bits.

    9 Doorways - put away summer hats, glasses, sandals and bring out the warm gloves and scarves, welly boots
    10 Beauty products - many of us are already using up odds and ends. I have very few cosmetics but have finished off all the suncreams with tiny bits in and put the full/ nearly full ones away for next year. Will start using the E45 when I retrieve it from their room. If you have gifted items that don't suit you, add them to your present stash for regifting or send them to school raffles/ cs.
    11 Blankets and throws - discard the totally tatty (can be used as a basis for patchwork or many of you have animal shelters who need them), work out if you need any new ones (or new to you - cs have loads donated by those who change their 'colour scheme' annually)
    12 The garage. When I was looking at houses I was amazed by how much stuff people had in their garages (never cars, there was never room for the car). I understand passing trainers and wellies down to the next child but a washing machine sized box of them? ( the woman only had 2 children).



    RAINY DAY BUCKET LIST
    Read a good book
    Walk in the rain
    Cuddle in a blanket
    Binge on Netflix
    Make a really good cup of coffee
    Watch the rain
    Online shop (research thing you NEED)
    Drink tea
    Paint or draw
    Take a nap
    Listen to music
    Dance in the rain
    Sit by the window
    Wear PJs all day
    Try a new recipe
    Cross-stitch/ embroider
    Give yourself a manicure
    Play in the rain (splah in puddles)
    Enjoy some hot chocolate
    Wear cozy socks
    Create a vision board
    Popcorn and an old movie
    ... and just relax


    GRATITUDE SCAVENGER HUNT
    Find something that makes you happy
    Something to give to someone else to make them smile
    Find one thing that you love to smell
    Find one thing that you enjoy looking at
    Find something that's your favourite colour
    Find something you are grateful for in nature
    Find something that you can use to make a gift for someone
    Find something that is useful for you
    (thinking that atm I could treat my whole life as one giant scavenger hunt)


    YOU HAVE ACCEPTED SOME THINGS AS NORMAL AND ADJUSTED YOUR LIFE TO SUIT THEM
    NOW IT'S TIME TO ACCEPT THEM AS ABNORMAL AND ADJUST YOUR LIFE TO SUIT YOU
    One of the most important things I learnt from last year's CBT therapy was that I thought I was living with my depression but it was in fact dominating my life and I was living in the bits around the edges.
    That is changing.


    LIFE IS TOO SHORT
    Grudges are a waste of perfect happiness. Laugh when you can. Apologise when you should and let go when you are able. Take chances. Give everything and have no regrets. Life is too short to be unhappy. You have to take the good with the bad.
    Smile when you are sad. Love what you got andalways remember what you had. Always forgive but never forget.
    Learn from your mistakes but never regret. People change and thing go wrong but never forget
    LIFE GOES ON


    The capacity to be ALONE
    is
    the capacity to LOVE
    It may look paradoxical to you, but it is not. It is an existential truth, only those people who are capable of being alone are capable of love, of sharing, of going into the deepest core of the other person - without possessing the other, without becoming dependent on the other, without reducing the other to a thing and without becoming addicted to the other. They allow the other absolute freedom, because they know that if the other leaves, they will be as happy as they are now. Their happiness cannot be taken by the other, because it is not given by the other
    Osho, Being in love

    Trees are poems that the earth writes upon the sky
    Kahlil Gibran

    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • misstara
    misstara Posts: 3,987 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Thanks for the medical exemption for the dentist, with that I'm now up to 9/15 NSDs. The car went in for its MOT on Wednesday but didn't need any work done and I'd already paid for the MOT. Thursday was a spend day as I went out for a walk and lunch with a friend. I also did a small top up shop and bought a couple of things for the kitchen. Yesterday was a NSD, it was such a horrible day so we just stayed in the flat and had a film day :). Today is all about watching the rugby and then I've got a leaving do for a colleague in the evening.
    Mortgage 26.4.25 - £108,500  1.7.25 - £106,653.66
    Mortgage overpayment savings - £33.53/£50
    Mortgage overpayments so far - £612.99
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    mothernerd wrote: »
    I have been out for a slow prolongued hobble around town. Bought some of my presents from mum and some bits for other people, mainly charity shop purchases. There are some things I 'need' (unglamourous things like sheets for my bed and want some things to help keep the litchen 'going' for another few years) and I was in danger of ending up spending all the money on the house rather than myself.


    Today I am grateful for my bed (another sleepy, snoozy day), for getting as far as I did (with lots of sit downs) and for a peaceful time sittting on the square admiring the autumn leaf colours (+ two rather magnificent speder's webs which have used my windowframe).


    A couple of nights ago DH went in the garage in the dark, he noticed a rather large and scary spider sitting on a very unpretty web, we looked it up when he came in and it was a False Widow. They bite and I am now on high alert out there.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've had an annoying couple of days. I sold a pair of boots on ebay last week and the buyer left feedback saying how wonderful they were but they left it as negative, I have asked for a revision but they are ignoring it and according to ebay if they don't want to revise it I have to respect that. I already have one negative from a couple of weeks ago when someone won an item and then emailed me 24 hours later and said they would pay when they came back from holiday in 5 days time. I cancelled the transaction and they had the nerve to leave a negative. I hate ebay.


    The next big moan is work. I started there in April on a 3 month contract, that was extended for another 3 months but a few weeks into that our director said I was being offered a permanent part time position and a contract was in the post. It never arrived so last week I asked our new manager and he has come back saying my contract will be extended for another 3 months. I told him I am really annoyed and have been misled and that I'm going to look for another job. The money is rubbish, there is so much backbiting and trouble causing and the new manager is beyond belief, such a wide boy, it is like working with Liam Gallaghers older, mouthier and very much skankier brother.


    Sorry for the venting.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
  • greent
    greent Posts: 10,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dolly84 wrote: »
    A couple of nights ago DH went in the garage in the dark, he noticed a rather large and scary spider sitting on a very unpretty web, we looked it up when he came in and it was a False Widow. They bite and I am now on high alert out there.

    These are the only spiders I will harm - all other spiders are left alone (shed/ garage or small ones ot those leggy ones in the house) or removed to outside (big garden type spiders (also bite but no nasty effects) and those weird flat jumping ones)


    Getting rid of stuff- quick look in DS3's room with him yesterday resulted in 2 games going (+ to cs, 1 to recycling/ bin), 1 too small pair of school trousers to school for 2nd hand rail, around a dozen and a half books mainly to recycling (activity and colouring ones) and 3 to cs bag. Pile of sticker.sheets set aside for shoebox appeal.

    Bids on 2 items on flebay and 1 pr0l1f1c survey done this morning.

    Grateful for beautiful rainbow yesterday morning, unexpected (free) lunch out, dwp finally sorting out transferring my Nans attendance allowance (10 weeks.....) my Nan looking so much better yesterday than this time last week.
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • f0xh0les
    f0xh0les Posts: 7,613 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ok, I am still on NSD7 and DS3 needs a new backpack as boys are idiots and pull on each other's handles, and then you can sew them up so many times, but in the end (well, 6 weeks), it needs a new one. Maybe they will be less daft now they are settled into big school. That or it is going to be army surplus. :j:j:j:j:j:j

    DH is sick and poorly dying. He has a cough and cold and won't stay in bed, so the heating is on (I am currently £250 in credit so I can just about absorb an hour's heat:rotfl:). Lunch is veg soup and bread. Supper is spinach and potato curry and rice. I have been out and done most of the shopping, I still need petrol. Sitting in fascination, watching those MPs prevaricating.

    Going to need to tighten the belt until payday (11 days to go with a budget of just over £100) but there is food in the house and I just need to keep out of the shops after getting fleeced by my kids in the 2p arcades :wall: They absolutely loved it though.

    So, head down for the rest of the month, and then get my stuck-in-the-ignition car key fixed on next month's budget. Fun and games!
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
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  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    A long and tiring day for me - didn't get to sleep until after 6am and then had an abrupt awakening with a phone call. Mum's (male) cousin had tried to phone her but couldn't get through so had driven to her house. I gave him the code for the key box so he could get in. He didn't phone back so I assumed there was no crisis (phones were playing up yesterday) but I also phoned her Saturday visitor to see if she had arrived yet. She phoned back when she got to mum's - everything okay except for the phone and we think mum must have pressed a wrong button or put it back in the holder wrongly.


    In between my mind had gone to cancelling Monday's holiday, cancelling the one between 'C' and New Year (only going because of mum, not at all sure I would go alone) and that if anything happened to mum, people would come to my house and there isn't even anywhere for visitors to sit.


    So i've dragged myself downstairs several times (first time I had to shout for DS3 to come to the bottom of the stairs to take my bags and catch me if I fell) and attacked various annoying bits so it looks a bit better (kitchen can be navigated again) and the bins are filling. Have also done a complete inventory of the fridge and freezer and the shelves under the stairs. I'm planning a home delivery order for Friday when we are back.



    I am planning some cooking and very glad I didn't order the stuff for this weekend. Found another site that does interesting t-shirts in DS3's size and may order my sheets and pillowcases.


    Very tired but hoping to carry on until I drop (doesn't take much) filling empty cupboards and trying to find the second couch in the front room. Washer, dishwasher and dryer have all been running. Lunch was a put it on a tray and shove it in the oven, tea was rice pudding.


    DS3 wants to know how I will manage in the Lake District when I'm struggling to get from one side of the room to the the other. I said I plan to rest and relax.


    Today I am grateful for getting things done (put note about the tree through neighbour's door), not spending money (will wait until after midnight) and having a plan.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    Another NSD bagged so 11/15 now.

    Odd day for me, seemed to have lost a bit of my oomph ….lots to do as ever but found it hard to settle to do anything.

    Didn't want to cater for supper but in the end didn't cave in for F&C which is DHs preferred option. Had to make something from scratch but it turned out very tasty in the end & used up some things we already had. Not as successful was the 3-ingredient fruit cake which took hours & hours to cook, and then was kind of like Cmas pudding. DD & I liked it, DH definitely not. And, did I mention, it's a huge cake....

    Also got some more clearing done in the sunroom, I wasn't keen to do anything but then DH wanted to 'get something done'. That is so rare....moved a large bit of furniture and so it's starting to look much better.

    Gratitudes: Help from DH, cosy evening in, fresh air, new recipes..

    popping in to say hi: Hello Turtles!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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