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Car Insurance Article Discussion

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Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    See if a broker can help out now.
  • Quentin
    Quentin Posts: 40,405 Forumite
    mrs_murdle wrote: »
    I asked the insurance company if we could change from fully comp to third party, fire & theft.....the difference in premium was about £1.20 p.c.m.! I queried this because if I was a new customer, the quote given by this company was just under £20.00p.c.m.. It appears tha I can only really change at renewal not mid-term.Is this right or can I just go elsewhere?

    If you cancel and go elsewhere (which you can, though will incur cancellation charge etc), bear in mind the NCB implication (no concern if you already had max NCB at the start of the current policy you now have). You will get no NCB in respect of this part year if you do cancel.
  • Quentin wrote: »
    See if a broker can help out now.
    Can you please refer me any?
  • Quentin
    Quentin Posts: 40,405 Forumite
    Can't you use the same one who helped you last time?

    Ask locally for a recommendation, or failing that have a look in yellow pages etc.
  • dogbot
    dogbot Posts: 1,062 Forumite
    The British Insurance Brokers Association has the following search function, allowing you to locate a broker:
    http://www.biba.org.uk/ConsumerHome.aspx
  • Basically it this possible?

    I've informed my current car insurer that I won't be renewing due to their renewal price being significantly more expensive than the comparison websites offers.

    My current insurer is the cheapest on the comparison websites, therefore is it possible to now sign up as a new customer?

    Has anyone had any success doing this?

    Is it indeed possible?

    Any help appreciated.
  • Hello,

    I am having some problems with Lancaster Insurance for car insurance. Can you help me?

    I took out a year's insurance with them through Confused.com. Then the second time I was searching for car insurance through confused.com a Lancaster Insurance salesperson persuaded me not to buy Lancaster Insurance through Confused.com but to get the insurance directly through Lancaster.

    I took out six months car insurance. Later on after the six months were up, I discovered that Lancaster Insurance were still taking premiums from my bank account without my consent. The stupid thing was that I did not even own a car anymore. I have asked them to stop and cancel the insurance but they will not stop without me giving them some paperwork that I do not have. It has been well over a year since I had a car and they are still taking premiums without my permission.

    How can any insurance company get away with this?

    I want them to stop and I want my money back. I only took out insurance for six months. I feel that they have taken money from my bank account without my permission and they should repay me the premiums they took after the six month term. That's over a year's premiums.
  • Quentin
    Quentin Posts: 40,405 Forumite
    They will want the certificate back.

    Send it in with a letter cancelling your policy.
  • gooligan
    gooligan Posts: 88 Forumite
    Part of the Furniture Combo Breaker
    Does anyone know how long your no claims bonus lasts for on car insurance?I had 6 years with Tesco but sold my car in Oct 2005 and am now looking at buying another motor but dont know if my no claims are still valid.
    TIA
  • junayda
    junayda Posts: 20 Forumite
    edited 15 April 2009 at 1:23PM
    I'm trying to get a quote from Moneysupermarket but it won't let me click on the boxes for job title and sector, I've been trying since last week but no luck.

    Has anyone else had this problem and does anyone have a solution please?

    Thanks in advance :)

    EDIT: Discovered this doesn't happen in Explorer, only Google chrome, shoulda tried that before eh duh :)
    I'm a secret lemonade drinker :whistle:
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