Car Insurance Article Discussion

dacouch

It depends on what the premiums are and how big the excess is.

Can you give us more in for.

P.S Sometimes comprehensive is actually cheaper than TPF&T on old cars anyway

carbonmonoxide

dacouch wrote: »

It depends on what the premiums are and how big the excess is.

Can you give us more in for.

P.S Sometimes comprehensive is actually cheaper than TPF&T on old cars anyway

Just playing around with quotes at the moment. Seem to be a 100-200 difference in price with no voluntary excess.

Quentin

Doubt you want to hear what we think

(Bearing in mind you are a spammer)

rudekid48

:spam: I say again :spam:

Phillipo_2

Using the insurance comparison sites falls apart when you have something unusual.
My first year of car insurance in my own name is coming up for renewal. I had originally been allowed 2 years no claims for my previous company car history. Expecting that this year I now had 3 years NCB I tried some quotes. I now find that insurers are only prepared to allow 1 year no claims based on the insurance in my own name. The oiginal discount offered at the start of my policy last year has now dissappeared. This is apparently an industry policy

carrasfe

Hello, moneysaving friends...my insurance is up for renewal on the 31st this month, I was quoted nearly £800 to renew with my insurer, I did a comparison on the sites and managed to find it at £521.25 when I spoke with the sales person last night i was quoted a 5% discount if i did it then bringing it to £496......do you have any advice as to what I should do, it being up for renewal at the end of the month I am thinking of maybe holding off for a bit as Im in no hurry and have a good quote that will still be there until the end of the month whats your advise about how to get it to drop a bit further?

Many thanks in advance,
Felix

Steve_xx

carrasfe wrote: »

Hello, moneysaving friends...my insurance is up for renewal on the 31st this month, I was quoted nearly £800 to renew with my insurer, I did a comparison on the sites and managed to find it at £521.25 when I spoke with the sales person last night i was quoted a 5% discount if i did it then bringing it to £496......do you have any advice as to what I should do, it being up for renewal at the end of the month I am thinking of maybe holding off for a bit as Im in no hurry and have a good quote that will still be there until the end of the month whats your advise about how to get it to drop a bit further?

Many thanks in advance,
Felix

Have you tried going via one of the cashback sites, ie Quidco or Cashbackkings?

carrasfe

Steve_xx wrote: »

Have you tried going via one of the cashback sites, ie Quidco or Cashbackkings?

Yeah I looked at all of them but they dont seem to cover the cheapest options unfortunately....

dacouch

Make sure you confirm exactly how much the total amount of excess (Voluntary Excess + Any Compulsory Excess) you will have to pay if you have an accident as a lot of the websites quote with quite large excess. My friend got a quote last night for his and when I looked into it for him the total excess was £500 on the cheaper quotes and he normally only has £150

Quentin

Also worth checking when high voluntary excesses have been automatically built in is to see whether dropping the excess makes any difference at all.

Many main stream insurers do this (automatically put in a high voluntary excess), yet often altering it to a lower figure makes no difference to the premium.