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Debt, debt and more debt.

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  • Sancti
    Sancti Posts: 34 Forumite
    Everything crossed for you that the house is everything you need!
    DEBT: £0/£2235 (0%)
    Savings: 1p Challenge: £46.57 / VSP: £91.48 / Christmas 2020: £44 / Buffer: £0
    Baby Due: 20th Jan 2020
  • beanielou
    beanielou Posts: 95,319 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Lots of positive positive vibes your way.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • When do you get to find out if your application has been successful?

    Hope you are able to get some sleep before 6am.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • I had wondered if you were working in education. I do sympathise...my ex used to go out at night, I never knew where and never knew when he would return. I well remember the stomach churning feeling, lack of sleep and knowing in just a few hours I would be racing around getting the children to school and getting myself to work. Not having that stress now is a huge peace of mind. I hope your class are helpful and listening well for you today.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • I got the house. I move on the 28th September

    I am so pleased for you. That's only two weeks.
    Have adventures. laugh a lot and always be kind.
  • beanielou
    beanielou Posts: 95,319 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Also pleased for you.
    Two week countdown begins :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Chrystal
    Chrystal Posts: 1,995 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 30 May 2024 at 4:07PM
    I'll tell him on Monday. He wants to take me out today for a meal. It feels like our last supper. We're getting on well but I think it's because I've let it all go.

    I now know that I'm not what he wants or what he needs and accepting that has been a massive release.

    Feel teary today but think it's the relief of actually taking this big step.

    Glad you've got the house sorted.

    You've also got to look at it the other way around.... HE is not what you need or want, he'd have to change massively for that to be the case and it's never going to happen because he'd have to be a totally different person.

    Take the time to 'find' yourself and what YOU want from your life. (((hugs)))
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • I've just read your diary from start to finish, what an awful situation you're in. Glad everything is starting to come together for you with the house and so happy you can take the dog :) I hope everything falls into place and you become a much happier person as it is only what you deserve x

    subscribing to cheer you on :)
    What’s meant for you will not pass you 😃
    A fool and his money are soon parted!
    use it up, wear it out, make it do or do without :)
    EF -£860 Total debt - £2070 (DF March 2020)
    Clubcard-£10.50, coop card £15.63 Surveys cash- 8.94
  • Great news about the house. Will your move date coincide with the golfing holiday?
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • It's understandable that you're feeling tearful but from what you've said I think you're doing the right thing. You've obviously thought it through and I agree wholeheartedly with everything Chrystal has said.

    I hope everything works out for you.
    Have adventures. laugh a lot and always be kind.
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