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Debt, debt and more debt.

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Comments

  • Iwantanewlife
    Iwantanewlife Posts: 443 Forumite
    100 Posts First Anniversary
    Im sorry to hear your news, I think as the others have said, everything needs to be tried to get you out of this toxic environment. Speak to the landlord, see what your options are. x
    My debt free journey, diary and all! New Life Pending :beer:
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I've emailed him. My payments are up to date

    Does that mean you'll be able to move after all?
    Have adventures. laugh a lot and always be kind.
  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,804 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 30 May 2024 at 4:07PM
    [Deleted User] wrote:
    I've emailed him. My payments are up to date..
    OH went to the football last night and then the casino. Got home at half 3.

    Forgive me for being blunt, but if your OH can afford to go to the football and the casino, then surely he can afford to pay his share of the rent? I don't mean that to sound as harsh as it seems, but I wonder if you would still be able to move if the landlord can see that you have been up to date with payments and could therefore still provide a reference for you.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000     EF £140. Savings 2 £30.00. 17
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    I am glad that you will get the house and if you need to I would take your Dad up on his offer. I know it's not ideal but this must be playing havoc with your health and for that reason apart from anything else you really need to get out of this situation.
    Have adventures. laugh a lot and always be kind.
  • MovingForwards
    MovingForwards Posts: 17,149 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    I'm keeping everything crossed for you!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • DebtFreeMonkey
    DebtFreeMonkey Posts: 213 Forumite
    Oh, whatever happens to him I hope you get out of there ASAP! You deserve so much better than this. Sending all the good vibes and positive thoughts your way.
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    Sixth Anniversary 1,000 Posts
    Have you both been paying the rent to the landlord separately or is it that you can prove you gave your OH your half?

    Have you told the landlord you want to end the tenancy?

    Hope you can work out this pickle. You poor thing.

    Keep going. You are so nearly there xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Lil_Suga
    Lil_Suga Posts: 41 Forumite
    You’ve not lost the plot!! You’re dealing with a horrid situation!! I’ll be following your journey. Just get out as quick as you can, you can do this x
  • beanielou
    beanielou Posts: 95,347 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The sooner that you are out of that toxic household the better.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,053 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Disassociate yourself financially from him. You do not have any joint accounts with him do you?

    Hope you get out of there soon.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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