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Debt, debt and more debt.
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Big hugs to you.
Hope you are ok
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Sending some hugs xJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
Good luck with the car purchase - lots of best wishes here tooSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
You never know what goes on behind closed doors
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Tutoring must be hard. My dd has a maths tutor. She is very clever, top set, but lacks confidence (Yr 11). Both this tutor and her previous one seem to like her as she tries hard and probably doesn't really need one, but the one to one has helped and he hasn't moaned about maths lessons since tutoring started. We will stop at easter before her gcse and try can move onto my ds. Who is bottom set and lazy (Yr 10). They will be earning their money with him!Debt free Feb 2021 🎉1
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You'd be amazed how many people wish they had the courage to leave a bad relationship, but stay put for various reasons.I Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy1 -
Yes I agree - loads of people fear being on their own more than a bad relationship. I'm sure that is one of the reasons new relationships start before the existing one has finished. And discussing what is wrong takes (at least) two, as you know, EmmaSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here1 -
I've been reading your diary from the start and just wanted to let you know that I as well as many other MSE-ers I'm sure, are rooting for you. It's amazing how we as humans go into survival mode when things like this happen to us, and in a few months you'll look back and won't know how you did it - but you are strong, powerful, courageous and inspiring. You'll get through this and you've got our support.
Well done on the house and the car! Every step you're taking is a step closer to the mental and emotional freedom you need and deserve. You've got this!2 -
Good news on the car and good MSE way of making your living environment nicer. Well done. You should feel better about yourself as you seem to have coped very well with starting to make a new life for yourself without your ex who quite frankly sounds quite abusive and a bit of a waste of space. Things will look very different in a few months time.
I would do a new budget now you have a better idea of bills in the new house and the car payment.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70001 -
Yes. Good news. You really are doing well.Have adventures. laugh a lot and always be kind.1
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