Clear a debt by April challenge

Shineyhappy

Right, evening all!

Having paid off one of my 4 targets I am now thinking of my cc at £656.

My lodger is giving me his January rent when he gets paid on the 21st of December, I have sold 2 books on Amazon giving me £4 and I have just managed to do a bit of extra work for a mate giving me £24.

So, I am £388/656 so far. Hmmmm better think of some more ideas

newyorkcitybride

Thats still a really positive step there Shiney...

You should be well chuffed!

Shineyhappy

newyorkcitybride wrote: »

Thats still a really positive step there Shiney...

You should be well chuffed!

Thanks:D I am just getting so stressed about it because my mortgage needs renewing the 29th of feb, so I will need to sort it out soon and the more I can pay off before hand the easier it will be.

I have had a sh%t day at work, am sitting here getting a bit merry cos I cant sleep and things are beginning to get a bit on top of me.

At least with the sofa paid off I am now sub 160k:o yikes thats scary

*toddles off to the kitchen for another drink*

newyorkcitybride

Sorry to hear you had such a rubbish day at work, if it makes you feel any better so did I... and have no vino to numb myself from it!

All these little steps bring us one step closer as well!

Chin up, tits out!

london_fox

Hi all

Not doing too bad. £114 off the 2 debts I am aiming to clear by April. Not bad going! I have overspent this month sadly :eek: but not by too much. It just means I haven't had as much money as I wanted to chuck at my debts. However I have been making use of everything that is in the cupboards, making lots of yummy pasta dishes and soups. I have even managed to use all the bread this week by ensuring I actually ate it rather than chucking it in the bread bin and forgetting all about it until it went green.

On the other plus side, I have forgotten the pin number to my credit card so I can't use it!! :j

Pay day next week so hopefully I will have a bit more to throw at the debts. Only foreseeable problems is moving house in January. :rolleyes:

BTW, does anyone know how I cancelled Experian credit reports so I don't get charged when the free period is up?

Tabby_Kitten_2

london_fox wrote: »

BTW, does anyone know how I cancelled Experian credit reports so I don't get charged when the free period is up?

Just send them an email, that's all I've done

newyorkcitybride

My OH just cancelled the DD and that was it.... noone emailed him, or called, and he wasnt charged...

johanne

i sold some stuff on ebay last week total profit (after subtracting all fees and postage costs) £20.08!

Total so far is £50.13 (+£2.76 up on my target by now):j :j :j

MiasMommy

I paid £47.50 towards it today this was from my piggy bank of pennys !:j

Shineyhappy

Progress on debt 2 of 4,

Original target : £656 currently at £631
So far I have paid in £15 of change and £10 I didnt spend on my Xmas shopping.

I will be getting the rent from my lodger for January £360 next weekend, £14 from Amazon on the 16th, £6 from Ebay any day now. I cant make it do my works Xmas do so hopefully I will be given a £50 Marks voucher which my OH will buy off me and at least £72 from a second temporary job before the end of December.

So theres bits and pieces in the pipeline and hopefully I should have this debt knocked on the head by the end of the month so I can start 2008 with no credit card debt:D

I am hoping to get nearly all my unsecured debt paid off in this challenge to enable my to start (well kind of:o ) hacking away at my mortgage and the 5k I borrowed from my mum to get my flat- which I am counting as a mortgage even though I am not paying interest its still a debt owed on my home.

Anyway enough of my prattling away.

Good luck everyone :T