Clear a debt by April challenge

SuiDreams

I think things are starting to get under control now. Didn't spend much at the weekend due to having a few vouchers. Plus going to Tesco tonight and I've got £8 of Luncheon Vouchers in my Handbag. Need some toiletries but have £28 of boots points so wil use those at the weekend. Plus just done a survey with Global Test market and now upto 950 points (so fingers crossed will get to payout level soon). Plus waiting for £10 of amazon vouchers from Wabbadabba. Plus my current account is still in credit, think this is the longest I've been in credit for for a while, but Mortgage goes out on Wednesday so it won't last long.

SuiDreams

Got another survey from Global test market, so cheque for that now ordered, so that will be a bit more off in either January or February.

Shineyhappy

Shineyhappy wrote: »

Hi everyone,

Can I join too please?

I would like to clear all my unsecured debt (sofa = 600, cc= 680, od= 1500) and manage to pay my ground rent 700 (approx). That comes to 3480, so with pay days in Dec, Jan, Feb, Mar and April that means its 696 a month to pay off. This should be quite a challenge!!

Ok first proper update, whilst I am waiting for my dinner to cook.

Today I paid my sofa off in full which was actually 598 pounds not 600 so a whole 2 pounds saved:rotfl:

I have also paid off an extra 10 pounds of my credit card so :T

LJD1_2

Hiya
Mini update for me - we paid £100 off the card as soon as DH got paid. We didn't pay more off with it being December and didn't want to stretch ourselves. If we stick to the budget each week we'll have some money left at the end of the month which we'll use to pay off CC. Also going to pay another £100 at the weekend when I have a big client. Still a long way to go but definitely getting there. Feeling very positive that we won't need to find another interest free card at the end of this one xx

LoadedIWish

My target is now down to £850. Have withdrawn money from Paypal that I've got from eBay sales, and a cheque from YouGov for surveys.

Jeeves1983

If anyone has read my thread they will know that from january im going rather hardcore on my debts. I will join you all on this mission to deny the banks anymore of our hard earned cash. I aim to pay off my Capital 1 card, Vanquis Card and hopefully my Virgin Card. Lets see how it goes.

Good luck everybody

CHEAP_AS_CHIPS_4

Hi everyone,:hello:

can i join please?

i have my next directory debt£700 and freemans £270 that i would like to pay off by april

what a fantasic motivation this is!!, seeing the debt as a challenge, this makes it exciting! (or am i just weird??):eek:

good luck to everyone x

newyorkcitybride

Not at all weird CAC!

I'm looking to pay another £50 from Savings account and refund from BT, £58.20 at the end of this month! Woohoo!

CHEAP_AS_CHIPS_4

hi all

just a quick update from me,

checked my statements last night and turns out my 2 debts i am trying to clear by april are a bit lower

£518 on next
£249 on freemans - made regular payment today and reduced the balance by an extra £39 due to commision

so it's now

£518 next
£149 freemans:D

must learn how to do sig!:rolleyes:

SuiDreams

How's everyone else doing going to beat target for December, but am going to struggle to even keep to the same level in January, I'm trying hard not to spend but thats not enough, Quidco seems to have stalled for me as well. joined aother couple of survey sites today so keeping fingers crossed