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Easter 2025 I’m coming to get you!
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Enjoy your trip.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
mortgage direct debit day today; balance is £13,534.88. Will have to wait until further into month to make any overpayments just to be on safe side. My “current” plan is working ok, let’s hope it’s my final plan and my new revised (and revised and revised again 🤣) target is met 🤞
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)3 -
I made an overpayment on Monday, about £163 ish I think! Mortgage is now £13,383. The target for the end of the month is 13,310 so I'll see what is left in the bank account on payday which is the 30th for me.
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)5 -
Brilliant! So close now! X
I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.533 -
made another OP of £183 so mortgage is £13,200. My mortgage payment date is the 10th so fingers crossed when that payment goes out it should drop into the 12s. Expensive month for May and it’s half term the last week. We went to Whitby with my sister on Saturday and spent more than I should have and that’s only the first of many arrangements in May, I’m sure I’ll keep on track though 🤞
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; May 2026 £13,200 2025 OP £2991/£2,000 2026 £2,413/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)4 -
I feel your pain with May. I don’t want to wish time away but I get impatient to get past the expensive weeks. It looks like you’re on track to make it to your sub 10K target by Oct / Nov 🥳
MFW diary: https://forums.moneysavingexpert.com/discussion/6254913/never-a-good-time-but-here-goes#latest
Original MF date: October 2036 (£81,500)
Outstanding Jan 2021: £55070
Outstanding May 2026: £4771
EF 10000 / Savings toward neutral: 916
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