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Easter 2025 I’m coming to get you!
Comments
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94% ownership is an awesome number! 🤩🤞 for Thursday.Well done on the broads bean and pea plants 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hope the news is positive tomorrow.
94% 🏡 AmazingCurrent Balance £20,600
MFW 2026 #31 £2400 / £17,000 OP
MFIT - T7
Emergency Fund £4,100 / £10,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £30 / £365
Declutter 0 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan,
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Chilli seeds bought. Another meeting today which I filled school in on the issues he displays at home after masking all day at school. He’s doing really good at school behaviour wise; 10% red marks where average is 20% and 100% attendance where average is 90. Seeing adoption social worker tomorrow and she is going to meet him for the first time. I was told today by current SW that she’s has never known anybody be refused funding from the Adoption Support Fund once they have got as far as the meeting stage. Fingers crossed 🤞SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Feb 2026 £15,750 2025 OP £2991/£2,000 2026 £499/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)3 -
🤞 Hetty, hope all goes well xStarting Mortgage Balance (June 2019) £72,000. Mortgage Free November 2025!0
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Feeling a bit deflated ☹️. So firstly the adoption placement report written 13 years ago for my son is the worse with regards to information she has ever seen. She is going to try and find out more because there really isn’t much to tell my son when he starts asking (which he is starting to do). Can’t do anything with therapy until we know more as therapist needs full info to help. Money available isn’t much, will only pay for 3-4 months therapy, nothing spare to do dyslexia assessment or to send me on a parenting course to help me handle with his outbursts. It was suggested I try to get him a mentor. She gave me details of a charity that do it; they open it up 4 times a year and literally close it 30 mins after it’s opened due to demand. Anyway I’m on their newsletter mailing list as that’s where you find out when it’s opening. So at the moment I’m exactly where I was. I’ve also decided to sign up for a 10km in all this madness 🤣. I’m not a fast runner but getting out with music on helps my mental health. I’m thinking if I have a target to aim for I can’t let my running slip no matter how fed up I feel 🏃♀️SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Feb 2026 £15,750 2025 OP £2991/£2,000 2026 £499/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)3 -
So sorry, its disappointing news 😞
I think the run is a good idea, you need to do something for you.
I find running is great for stress relief and signing up for an event will force you to get out and train.Current Balance £20,600
MFW 2026 #31 £2400 / £17,000 OP
MFIT - T7
Emergency Fund £4,100 / £10,000
0%CC May 2027- £5,000
0% Loan £600.00 - paid ✅️
Money made £30 / £365
Declutter 0 /52
Grocery Challenge 2025 £4885.78
Grocery Challenge 2026 Jan,
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum1 -
Just overpaid £29 so mortgage is £16,090. It will be under £16K by the end of the month.SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Feb 2026 £15,750 2025 OP £2991/£2,000 2026 £499/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)5 -
Whoop! 👏🥳🎊Hettyhound said:Just overpaid £29 so mortgage is £16,090. It will be under £16K by the end of the month.
I'm sorry about all the roadblocks you seem to be hitting in relation to getting help for your son ...
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Just overpaid £117; mortgage now £15,973!
SPC #023 SPC 12: £125.86; SPC 13: £214.98; SPC 14: £297.41; SPC 15: £237.27; SPC 16: £335.39; SPC 17: £662.09 SPC 18: £660.03; SPC 19 ?
MFW #21 Mortgage start Dec 2015 £79,950; Feb 2026 £15,750 2025 OP £2991/£2,000 2026 £499/£5,500
MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £6070/£21,930 (27.67%)3 -
Awesome news 😊👏🎉🥳🎊
KK
As at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
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