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My year of living dangerously

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  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    So yesterday I took one bus as it was pouring with rain but I still walked 3 miles yesterday.:T It took me a while. I wore my old boots. The new ones are going back as they are not 100% right so that search continues…

    I found an excellent coffee shop on my walk but even with a coffee I still spent less than the fares I usually spend when I don’t walk.

    I took some decluttering to the CS. Whist there I saw a plain glass candlestick for 50p. It is now on my dining table and looking lovely. I’ve wanted a candlestick for ages. I bought 2 lovely 50p cards too. :money:

    I popped into Mr M and picked up some reduced price veggies and salad stuff. I need to remember it was at 2pm so I might include this as a little walk a few times a week. :money:

    I need to return 2 items that will yield £84 so will pop out this morning to do that.

    I went to the window shop. I made an appointment for a quote. They will come on Monday. I had been thinking I needed a new window but the glass is fine. I need a new window frame so I will ask for a quote for just that.

    This evening I am meeting a friend for a launch event and we are eating first and catching up. I will eat first to keep my spends to a minimum.

    Wishing you all a positive, goal getting day :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • another_casualty
    another_casualty Posts: 6,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You're doing great on everything at the moment DIA .
    Good idea about the walking .
    Hope you have a good evening with the launch . For a moment I thought it was lunch . Need to get my eyes checked ;)
    I assume it's not about rockets or similar :D
  • HairyHandofDartmoor
    HairyHandofDartmoor Posts: 13,960 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I think Iit is hard to find comfortable walking boots. I find it easier to find comfortable trainers, I bought a waterproof pair in Cl@rks about two years ago and they're like walking on clouds.

    Well done for walking three miles and I hope enjoy the launch event tonight :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    another_casualty wrote: »
    You're doing great on everything at the moment DIA .
    Good idea about the walking .
    Hope you have a good evening with the launch . For a moment I thought it was lunch . Need to get my eyes checked ;)
    I assume it's not about rockets or similar :D
    Funny AC :) There were no rockets!
    HairyHandofDartmoor wrote: »
    I think Iit is hard to find comfortable walking boots. I find it easier to find comfortable trainers, I bought a waterproof pair in Cl@rks about two years ago and they're like walking on clouds.

    Well done for walking three miles and I hope enjoy the launch event tonight :).
    Thanks HHOD :) I think that is a good idea. I will pop into Cl@rk's today. I might need both but your idea will get me started :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Woke up VERY hungry as we did not eat out last night. I got through from lunchtime with just a small bag of crisps. Not my aim, as unhealthy, but MSE too in a bad way…:money:

    I had a lovely breakfast of YS mango to start, then eggs, YS smoked salmon, YS mushrooms and a wedge of avocado and a scoop of hummus. Ald1 Italian ground coffee was nice and is just £1.15 a bag :)

    Good to see my friend, but the work on show was not to my taste. It didn’t matter.

    TODAY’S LIST
    The shop returns I failed to do yesterday
    Top-up shop
    Menu plan!
    Cleaning
    Cl@rk’s to look at trainer’s/hiking boots

    I have a problem as my 2 quilts need washing and I can’t find a laundry with a big enough machine. So working on a solution for this today too.

    MAKING ME SMILE TODAY
    My dining table now is free of clutter with a vintage, embroidered tablecloth, flowers and an actual candle in a candlestick. A bit over the top but it makes me smile :)

    Have a positive day everyone :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Love your making me smile:)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great to hear you are feeling so much more energy now and that things are coming together
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • in_need_of_direction
    in_need_of_direction Posts: 7,848 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Nothing is over the top if it improves your surroundings and your mood
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,142 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    DIA I have walking trainers as well as boots. I find the trainers much more comfortable, they were from sports direct on line . Solomon ones . Good luck hope you find some.

    I love your dining table additions .
    Life is an adventure, never stop exploring.

  • doingitanyway
    doingitanyway Posts: 10,385 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    in_need_of_direction wrote: »
    Nothing is over the top if it improves your surroundings and your mood
    Good point INOD :)
    Sunshine_girl2 wrote: »
    DIA I have walking trainers as well as boots. I find the trainers much more comfortable, they were from sports direct on line . Solomon ones . Good luck hope you find some.

    I love your dining table additions .
    Thanks SSG2.:) I will pop into SD as I have one not too far and need to try on. I think both will be the way I go but the walking boots can wait for a bit...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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