My year of living dangerously

in_need_of_direction

I am very good with a credit card. I’m afraid of an overdraft

beanielou

I hate OD's.
CC's are ok with great caution & foccus.

doingitanyway

HairyHandofDartmoor wrote: »

It's a good idea to have a break from tradespeople. You've been doing really well but everyone has their limits. A bit of spendiness happens to everyone from time to time so don't beat yourself up as you're only human.

I would never trust myself with a credit card ever again but I'm sure that you're more strong minded than I am .

in_need_of_direction wrote: »

I am very good with a credit card. I’m afraid of an overdraft

beanielou wrote: »

I hate OD's.
CC's are ok with great caution & foccus.

Thanks everyone, I've never had credit card debt. My debt was related to a single account used when struggling for various reasons not shared on here. When I decided to become debt free I wanted to avoid all credit so cancelled all sources of credit. However, this card is recommended on this site for using free of fees abroad. It will also be helpful for emergencies, although now I am also building an emergency fund so hope not to use it for that purpose. I have set up a DD to clear the whole balance each month.

In over 2 years of clearing a debt of over £24,000 of debt I have learnt to be much more aware of the consequences and costs of debt. I will be fine and if I am not I will cancel the card

doingitanyway

Feeling a bit vulnerable as the neighbours are building the wall of the extension as I type. I have lost the chance to get our adjoining wall surveyed. I have lost some light. I have also lost the illusion that I had good neighbours.:(

If all goes well I will be moving in due course anyway. That should be my focus.

I cleared my blocked sink and did not need a plumber. I may never reach Parsniphead’s level of skill but it was surprisingly satisfying.:T

I called the electrician and left a message. Electrical work is needed in the bathroom before the other work can begin. Best get it done. If the electrician comes when the floor sander is already here it will be 2 birds, 1 stone and all that.

It is the longest day and beginning to feel that way too.

Off to make a cup of tea and burn some lavender oil.

another_casualty

Sorry also to hear about your neighbours DIA .
Hopefully the job they are doing is not too long or an eyesore .
One thing to remember though , is that you haven't had any disputes with them . This is a major plus when you do move .
They haven't got a bad thing to say about you ( despite taking a liberty) . Plus on your sellers form you have nothing to declare, so it's best to smile and go about your business however peed off you may be .

Everything else is still going in the right direction it seems . One or two tradespeople may do things at an inconvenient time, but accommodate them whenever you can and things will be moving much quicker . Have the coffee when you need to also , and you'll be in better form for it . Hope that makes sense :rotfl:

doingitanyway

Thanks AC. Your post makes complete sense and is exactly what I intended to do. I guess i am letting off steam about it on here at the minute but I will keep smiling.

Yes re the tradespeople too I will take them when they say they can come to speed things up.

Thanks for the helpful post

Sunshine_girl2

DIA you have it all going on, but it's a means to an end so to speak. Another casualty puts it so well .

Hope you have a great weekend.

beanielou

Hold on to the thought that you will be moving.

HairyHandofDartmoor

another_casualty wrote: »

One thing to remember though , is that you haven't had any disputes with them . This is a major plus when you do move .
They haven't got a bad thing to say about you ( despite taking a liberty) . Plus on your sellers form you have nothing to declare, so it's best to smile and go about your business however peed off you may be .

Yes that's a very important point. Also anyone buying your house would know that you neighbours wouldn't be able to object to your house having an extension.

doingitanyway

Sunshine_girl2 wrote: »

DIA you have it all going on, but it's a means to an end so to speak. Another casualty puts it so well .

Hope you have a great weekend.

beanielou wrote: »

Hold on to the thought that you will be moving.

HairyHandofDartmoor wrote: »

Yes that's a very important point. Also anyone buying your house would know that you neighbours wouldn't be able to object to your house having an extension.

Thanks everyone, good points raised