📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

My year of living dangerously

Options
1202123252682

Comments

  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Just back from the visit to my friend who is unwell. She lives in an area surrounded by beautiful countryside. Another friend came with us and we all went out for tea. It was my treat but I wanted to do it. I had travel costs and I took a few extra treats with me. I bought some toothbrush heads too. All in all today was very expensive. Although I am worried about being able to do all I need to I hope I can continue to spend money on others sometimes too.

    Yesterday I did my shop and phoned round for an electrician and did a day’s work. I did not have success with an electrician and the builder was not in to ask about the brick work.

    The floor sander threw a curved ball by asking to come on Tuesday :eek: He finished another job early. I ignored my rising panic and said yes. So tomorrow I need to clear 2 rooms so he can get to the floors.

    I have an appointment to buy all the bathroom items this week too

    I won’t be able to have my relaxation afternoon at the cinema this week as I will need to use my half day to meet the floor sander at the hire centre, buy the products and then set him up at home. I have to go with what is happening or I will miss the opportunity.

    So, lots happening this week with some challenges (for me). I shall try to remain calm.

    Wishing you all a good week to come
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    The floor sanding will be so worth it :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    beanielou wrote: »
    The floor sanding will be so worth it :)
    Thanks Beanie. I hope so :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • That's the thing about tradespeople . Grab them while you can .
    Take it all in your stride and it should all come together .
    You're Still making progress .
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks Beanie. I hope so :)

    Oh it will.
    I would love to have mine done.
    Though I think mine is beyond redemption now.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    That's the thing about tradespeople . Grab them while you can .
    Take it all in your stride and it should all come together .
    You're Still making progress .
    Thanks AC :) That is what I am realising. I can have plans but if they say they can come I'm learning to say yes regardless
    beanielou wrote: »
    Oh it will.
    I would love to have mine done.
    Though I think mine is beyond redemption now.
    Thanks Beanie :) Mine are good but there are a few dodgy floorboards where I will use filler and I also plan on getting a big rug too
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I am disappointed with my neighbours who are building an extension.

    I thought we got on well. They even have my front door key in case of emergencies. I now find out they have dug the foundations and filled in with concrete so their work cannot be checked and the party wall act no longer applies. The husband is a builder so it was no accident. Basically they have screwed me over to save a few hundred pounds.

    I will continue to be polite but I feel so disappointed. I will have to hope there has been no damage to my property...

    This renews my vigour to get the house sorted so I can get the hell out.

    I am going out to calm down then I will come home and get the rooms ready for the sand floorer.

    Why can't people behave decently? :(
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 95,578 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sadly some people just cant :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • jwil
    jwil Posts: 21,959 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    How frustrating about the neighbours :(
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sorry about the neighbours :(. However you're working towards a long term goal which doesn't involve living next to them and you will get there in the end. Every step is taking you closer to your end goal. So keep on keeping on DIA because you're doing very well :).
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.