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My year of living dangerously
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Just back from the visit to my friend who is unwell. She lives in an area surrounded by beautiful countryside. Another friend came with us and we all went out for tea. It was my treat but I wanted to do it. I had travel costs and I took a few extra treats with me. I bought some toothbrush heads too. All in all today was very expensive. Although I am worried about being able to do all I need to I hope I can continue to spend money on others sometimes too.
Yesterday I did my shop and phoned round for an electrician and did a day’s work. I did not have success with an electrician and the builder was not in to ask about the brick work.
The floor sander threw a curved ball by asking to come on Tuesday :eek: He finished another job early. I ignored my rising panic and said yes. So tomorrow I need to clear 2 rooms so he can get to the floors.
I have an appointment to buy all the bathroom items this week too
I won’t be able to have my relaxation afternoon at the cinema this week as I will need to use my half day to meet the floor sander at the hire centre, buy the products and then set him up at home. I have to go with what is happening or I will miss the opportunity.
So, lots happening this week with some challenges (for me). I shall try to remain calm.
Wishing you all a good week to comeIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
The floor sanding will be so worth itI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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That's the thing about tradespeople . Grab them while you can .
Take it all in your stride and it should all come together .
You're Still making progress .0 -
doingitanyway wrote: »Thanks Beanie. I hope so
Oh it will.
I would love to have mine done.
Though I think mine is beyond redemption now.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
another_casualty wrote: »That's the thing about tradespeople . Grab them while you can .
Take it all in your stride and it should all come together .
You're Still making progress .That is what I am realising. I can have plans but if they say they can come I'm learning to say yes regardless
Oh it will.
I would love to have mine done.
Though I think mine is beyond redemption now.Mine are good but there are a few dodgy floorboards where I will use filler and I also plan on getting a big rug too
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
I am disappointed with my neighbours who are building an extension.
I thought we got on well. They even have my front door key in case of emergencies. I now find out they have dug the foundations and filled in with concrete so their work cannot be checked and the party wall act no longer applies. The husband is a builder so it was no accident. Basically they have screwed me over to save a few hundred pounds.
I will continue to be polite but I feel so disappointed. I will have to hope there has been no damage to my property...
This renews my vigour to get the house sorted so I can get the hell out.
I am going out to calm down then I will come home and get the rooms ready for the sand floorer.
Why can't people behave decently?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Sadly some people just cantI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
How frustrating about the neighbours"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Sorry about the neighbours
. However you're working towards a long term goal which doesn't involve living next to them and you will get there in the end. Every step is taking you closer to your end goal. So keep on keeping on DIA because you're doing very well
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Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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