📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST March 2019: WINS against the debt

1282931333444

Comments

  • greent
    greent Posts: 10,799 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    5 shops visited yesterday - and I still didn't get one of the things on my list. However, am not going near a shop today!

    Just spent 90 minutes ironing. Quick break on here and will finish making the pan of soup and have some for lunch and then blitz the kitchen - catching up after 2 weeks of lurgy and a busy week at work last week :)

    Thankful for cosy bedding, slippers, catch up tv, paperwork getting sorted, great colleagues, YS items bought yeterday
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Hi all:j

    Waste management
    - Food waste - All meals planned to next Monday and no further shopping needed apart from milk and bread. Fingers crossed, that's the plan.
    - Plastics – Repurposed an empty milk carton into a funnel.
    - Utilities – One load of laundry line dried today. Strange the difference a day makes weather wise, it's 14 degrees.
    - Money – Still focusing on reducing spending and aiming to be within budget at the end of the month.

    Invest in yourself
    - Do something every single day that makes you happy.
    I'm going to spend an hour reading this evening.
    - Do something else every single day that takes you a little bit nearer to your long-term goals (and now is a good time to set some, if you don’t have any…)
    I have a walked planned this evening with DD.
    - Learn a new skill or re-start an old one.
    Still thinking.
    - Can you grow any food this year?
    I now have a basil plant which I will provide tender loving care to. Hopefully it will survive.

    Needs not wants
    - We all know Martin’s mantra. Be consistent in applying it. Learn to distinguish between what you truly need and what you want to have now and simply cannot ever live without…
    B]I am being really focused on my spends as I have a couple of trips coming up, one in June and one in October. I'm saving all my pennies for my spending money. [/B]
    - Appreciate what you have and enjoy it.
    I am grateful for my thoughtful DP, a warm partially sunny day, a tidy house and the opportunity to get out and get some fresh air.

    Simplicity

    -Put routines in place that keep your life running smoothly and make things automatic.
    I got a large amount of the cleaning and organising done. Still a little to do. Not sure when I can fit it in.
    - Simplify your stuff. Just get rid of the unnecessary stuff. Donate it to a charity shop. Freecycle it. Give it to friends and neighbours.
    I have decluttered a few items of clothing for the charity shop.
    - Make space for yourself.
    I tidied and reorganised my bedroom at the weekend. :)
    - Cut out the extra noise in your life. This might be computer games, the Interweb, tv, radio, certain people. Allow yourself peace and quiet to simply be.
    I hope to have some quiet time this evening.
    - Be frugal in your needs.
    I haven't purchased any cleaning products or clothes.
    8/15 NSDs.
    9/12 Lunch to work.
    No vending machines purchases.

    Take care all. Xx
  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    NSD 11/15

    Confession. Had to throw some food in the food recycling. Himself has a drawer in the freezer in which he keeps bits and pieces of leftovers which he assures me are perfectly OK to eat and are "delicious". (I ignore it usually and haven't included it in the inventory). Obviously the leftover chicken casserole wasn't delicious. Even he admitted it looked disgusting so it's plan B for dinner. Pizza for him pasta for me.
    Apart from that I've had a productive day. Did the ironing, made some soup,defrosted the small freezer, tidied another of the Boy's ex room.
    Himself is out tomorrow so I have plans for things I can't do when he's here.
    Have adventures. laugh a lot and always be kind.
  • crazy_cat_lady
    crazy_cat_lady Posts: 7,063 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Gosh I am tired. Still blimming ages until Easter as well. On the plus side, the exam marking money has started arriving and I am chucking some of it at the debt, but I am also going to confess to having booked me and the kids another holiday in the summer. I shouldn't have done it I know - but I have. It's not massively extravagant but I want to do it - we had such a nice time away in February we want to do it again. And it won't be long until my eldest won't want to go on holiday with her boring old ma any more...
    On the mse side I managed to get £54 cash back and £250 off the price by swapping flights :o
    Fmess - you are truly having the week from hell. Hope all is going well with the big O - we are due and I can't think of much worse to be honest.
  • apple_muncher
    apple_muncher Posts: 15,255 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Today I am grateful for a bumbling bumble bee in the garden, for the fence being finished, for getting a car load of rubble and fence-related gubbins to the tip, for a day with a lot of walking, for a mild day, for time with dh, for cottage cheese and salad cream on toast for tea (yum!), for bumping into a neighbour, for a thoroughly enjoyable parents evening with my y8 classes, for perfect bus connections to and from sch this afternoon/evening.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    Thanks everyone. Love reading everyone’s updates and the cockroach finding missing! Glad you had a good parents evening apple, they are so tiring aren’t they?

    O came and went, sooner than expected. We unfortunately had another tragic event involving a student and the head asked O to go so we could support our students. Very surreal week, can’t believe it’s only Wednesday morning! Today will be tough as the students don’t know yet.
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • apple_muncher
    apple_muncher Posts: 15,255 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Oh fmess - that is so hard. You seem to have a very good Head - to send O packing in order to deal with pupils shows the right priorities. Sending you lots of love and hugs for today.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • apple_muncher
    apple_muncher Posts: 15,255 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Find joy in everything you choose to do, every job, relationship, home...it's your responsibility to love it or change it.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Shrewbie
    Shrewbie Posts: 939 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    edited 20 March 2019 at 7:53AM
    Morning All!

    Yesterday was not an NSD as I did the weekly shop. No exercise or meditation and ended up binge eating 1/2 300g block of liddle finest mature cheddar after an upsetting convo with my ex....

    I would normally have gone on a drinking rampage or other related nonsense but my quit it app tells me I'm 9 days sober.... so I just lay in bed sobbing into my plate of beige food and watching carp spanish soap operas. Feel much better this morning.

    cockroach watch = nada. Luckily I live with my landlord and she's off on hols this week so she's been disinfecting everything while I'm at work.

    ps such a timely quote for me apple.. .thank you

    Hope everyone has a lovely lovely day
    Student loan £5655
    House deposit €32,667K/€40k
  • dolly84
    dolly84 Posts: 5,851 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Shower was fixed by DH last night, he got home from work early and was doing it when I got home, I am very appreciative that he can tackle jobs like this.



    Had a call yesterday about a job, well two actually, turned an interview for one down on the spot as it wasn't what I thought it was so there was no point wasting anyones time, the second one is 4-10pm 4 days a week and same hours every other weekend compuslory so I would be working when the rest of my family is home and I would be on my own all day. The only time it would be convenient is school holidays, not sure what to do, I have to use my own car too and they only pay 20p per mile, would probably only do about 6 miles plus lots of starting and stopping. Not sure whether to go or not, we don't need me to work to pay the bills and save etc but we do need it for house projects, holidays etc.


    Have cycled this morning and it felt quite spring like, walked the dog for an hour yesterday too and will again today. Need to re-jig my cv today and do some cleaning.
    Debt Free and now a saver, conscious consumer, low waste lifestyler


    Fashion on the Ration 28/66
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.9K Spending & Discounts
  • 244.5K Work, Benefits & Business
  • 599.8K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.