What small DFW things will you do w/c 25th Feb?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!:money:


  • PurpleFairy26PurpleFairy26 Forumite
    3.9K Posts
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Morning frugal pals :hello:

    How is it Monday again already the weekends are just so short :eek: although we had a fabulous one to be fair. Good times with some of our dearest friends and sunshine so I can't complain at all :T

    Today's list:
    Check banking, update sheet
    Reconcile just for points cc
    Something from freezer for tea
    Triage fridge
    Look up a recipe for celeriac and mango (not necessarily together) :rotfl: As they were both in my veg box this week
    Get a key cut
    Take something back to mr t for a refund, it's food and don't normally have an issue. Buts it's well in date and rank :o
    Drop some stuff at charity shop
    Pick up a prescription for dd
    Throw the windows open for some fresh air

    Have a good day everyone. Purps.
  • edited 26 February 2019 at 12:08PM
    carrielovesfantacarrielovesfanta Forumite
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    edited 26 February 2019 at 12:08PM
    Morning all!

    Thanks to PF for starting us off - sounds like you had a fab weekend

    Feeling a bit so-so today. Got something on my mind a bit but hopefully nothing to worry about. Normal day though, plodding through work.

    Today's mission:
    • B/L/D from stores. today's offering:
      • Porridge with a pear - slurp
      • Cottage cheese and oatcakes- slurp
      • Chickpea and chorizo soup and bread- slurp
      • Beetroot brownie- slurp
      • Spag bol- slurp
    • Heating off- done
    • Gym at lunchtime - going after work as I forgot I have a training course today
    • Charge phone in work- done
    • No alcohol- done
    • Bit of crochet- done
    • Make sure OH has everything he needs for his trip tomorrow- done
    Have a good one all

    clf x
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
    Student loan repaid: 01/07/2019
    SAVINGS: £20,000
    Car final lump sum: £6113/£6113
  • Baileys_BabeBaileys_Babe Forumite
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    Part of the Furniture 1,000 Posts Name Dropper
    Thank you PurpleFairy for starting this week's thread :A

    OH pneumonia doesn't seem to be improving :(

    Today's plans:
    Write shopping list
    Go shopping and only buy what is on the list
    Put ALL shopping away
    Pack drinks and snacks for today's training
    Turn off lights and appliances not in use
    Stick to the meal plan
    Home educate children
    Make bread
    Make porridge

    My list is mainly food related.
    Fashion on a ration 2023 66/66 coupons remaining
    Rolled over coupons 62.5/62.5 remaining (using for secondhand purchases)

    One income, home educating family 
  • Morning guys :D Thanks for starting the thread purps. Have you considered just calling/emailing Tesco and complaining? They'll probably do a refund and it'll save you the journey. Just a thought!

    BB I was shocked when I read your dh has pneumonia. Wishing him a speedy recovery. Hope he's taking time off work (and not under your feet!)

    carrie I had to look up what you saw yesterday. I remember seeing loads of flocks of birds in formations as a child. Truly spectacular. We saw one a couple of months ago, but fairly small, a few hundred birds. Very beautiful sight :D

    Well today I have a day off and madam has gone back to school. Back to work tomorrow so want to make the most of today.

    DAwn & Mrs F hope your tests come back with nothing too worrying x

    Have just spent forever sorting out cc statement & paying bills etc. It's been a spendy month! Must rein it in over the next month. Prob is when savings have build up to a healthy level I feel freer! Making a pledge here not to buy anymore sewing items/fabric/patterns until I've completed the ones in my stash - this should be months!


    * load of washing & on the line :D
    * going to the allotment shortly for a couple of hours of digging/prepping
    * got 2 cupcakes out of freezer rather than made another cake :o
    * dug through freezer and have some spicy squash stew that'll do for a couple of days so no need to cook anything else!
    * have a paid repair job to do :D
    * want to finish my jumpsuit and if time/motivation cut fabric for jumper :D
    * do a speedy hour flylady
    * all meals from stores
    * can I manage a NSD? Am full of optimism!
    * bath, pamper, early night and book this evening
    * do something nice with madam after school :A she's so adorable! I treated her to some hair bits from Claire's (honestly daylight robbery!) as she really wanted some hair donuts so she could have buns. I also got her a couple of other bits. She was so happy when I gave them to her it makes the fact I had to work for 1.5 hours to afford it bearable!

    Ok that's me. Going to get on now. Hope you all have a great day
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • sorry for war & peace! :o
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • foxglovesfoxgloves Forumite
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    Part of the Furniture 1,000 Posts Name Dropper
    Morning Monday Money Savers,
    I really do want a positive week this week in every way......productivity-wise, financially, calorifically, you name it. Off to a good start so far, anyway:
    *Overnight laundry done on the cheaper tariff & pegged out in the sunshine to dry (hopefully) for free, Washer re-loaded for same again tonight.
    *Did rubber pork. Roast dinner last night, hot pork cobs with chunky home made coleslaw tonight, stir-fry tomorrow & some frozen with other roast dinnery leftovers for next time mr f fancies constructing one of his Epic Man Stews. Fat removed & chopped up for the starlings & magpies.
    *Updated grocery budget.
    *Moved some funds around to keep everything straight.
    *Paid £5 back into my little secret tin, which I thought I might spend yesterday, but came home with it so it can wait for another occasion.
    *Checked with mr f when Prime membership is due to renew - Wednesday, apparently. Knowledge is power where all things are concerned, but especially budgets!
    *Liaised with my sis about some stuff concerning my Mum's estate - good news today from local branch of charity who will do remaining house clearance for free.
    *Stewed last of 2018's frozen rhubarb & divided into portion sized pots.
    *Entered 2 prize draws.
    *Did 2 surveys
    *Updated lots of stuff in car file with the new details.
    *Admin & filing.
    Still to do:
    -Mix up rye sourdough to bake tomorrow.
    -Sow tomatoes & aubergines.
    -Make tomorrow's packed lunch.
    -Rescue mini-narcissus from a pot which was badly damaged when we had our recent tree work done. Will plant out & fill a gap, they won't be wasted.
    -Make coleslaw.
    -Add some rescued take-away coffee cups to my stash in the shed as they are useful for sowing beans.
    I am feeling proper industrious, so there may well be other tasks achieved as well, especially from the 'Annoying Jobs' list, as I am truly sick of walking past some of these!
    BB - hope you partner picks up soon. It's surprising how many people get pneumonia & I know it can hang around.
    CLF - Hope your funny mood evaporates in a puff of lovely 'Oooh, it's a new week' positivity - if not, cherish yourself & look to feel better about whatever it is tomorrow.
    DNMS - Your fabric stash sounds like my yarn stash! I'm on a yarn buying embargo this year. I'm on my 4th stash busting challenge so far this year & if my dodgy hand allows, will soon be casting on the next, as one of my relatives wants more socks for Christmas.
    OK, must sign out & get some lunch, then off down the greenhouse, maybe with some help from cat.
    Cheers all,
    F x
    "Begin doing what you want to do now. We are not living in eternity. We have only the moment, sparkling like a star in our hand and melting like a snowflake".
    Sir Francis Bacon 1561 - 1626 (Philosopher & statesman)
  • DawnWDawnW Forumite
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    Afternoon all :)
    Thanks for the start PF :)
    Hope your OH is better soon BB, that sounds nasty :(
    Hospital visit for me tomorrow, so trying to make the most of today:
    Checked banks, need to update spreadsheet

    Restocked sales unit, now have returned items to put away
    Load of washing out on line
    Made soup for lunch with fridge / freezer debris
    Chopped up a swede and froze most of it (a little bit went in the soup)
    Removed an apple that has started to go off from the fruit bowl. I will cut off the yucky bits and have the rest of it with my porridge for breakfast tomorrow :)

    Currently looking after GS, and making the most of it as I managed to get him to sleep :rotfl:
    Will make lasagne for dinner :)
    If DD returns at a reasonable time to pick up GS, I will do some bits in the garden, and tidying in the house :)
  • Deni_debt-free_dreamerDeni_debt-free_dreamer Forumite
    1.7K Posts
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone, I'd like to join this thread please! I still need to do the big steps of clearing debt but the small steps are important too and will form good habits i hope.... Today i've hung washing on the line, switched off the heating, done a You Gov survey - nearly there with enough points for £50! and will charge my laptop up at work. Thanks Deni x
    LBM - October 2018; finally debt free on 16 March 2021 2023 Mortgage Free Wannabee #92023 Decluttering Campaign member
  • Hi everyone, I'd like to join this thread please! I still need to do the big steps of clearing debt but the small steps are important too and will form good habits i hope.... Today i've hung washing on the line, switched off the heating, done a You Gov survey - nearly there with enough points for £50! and will charge my laptop up at work. Thanks Deni x

    hello and welcome Deni! Hope you'll stay with us. This thread has given me so many tips and helped when the motivation is low. And now after all these years I consider the peeps on here my friends :D

    seems like you've been very productive already! :T

    Good luck with your journey :)
    DF as at 30/12/16
    Womblng 2020:
    NSD Jan 2/18 YTD: 2
  • 1LuckyLady1LuckyLady Forumite
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    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Thanks Pf for this weeks thread.
    Welcome Deni.
    Dawn, I hope your appointment goes ok tomorrow.
    Dnms, my sis used to spend lots in "claires" when her daughter was young til we found there was one at an outlet place which she found to be far cheaper.

    Half term here this week and the weather is gorgeous :)
    Today we've
    * packed ds2 off to a sports camp with a packed lunch (and some treats rather then money for the tuck shop!) he is so happy to be going here again as he's hoping that he can move up to the next grade by Wednesday
    * dh and I popped into town after dropping ds1 off, looked in CEX for some 2nd hand dvds but nothing took his fancy and into the charity book shop where he found 2 books on his wishlist for 99p each (on wishlist at £7 each)
    * booked appointment at the dentist again for tomorrow
    * popped to aldee with little list - bought 2 chickens again which are both cooking as I type, will give us meals for a few days plus some for my parents
    * washed 2 loads of clothes and a load of bedding which have dried/are out on the line
    * run the dishwasher on the quick wash

    Still to do
    ** make ds2s lunch for tomorrow
    ** check banking/update spreadsheet & email back to myself
    ** prep salad/cook new potatoes ready for tonights chicken salad (a change in meal plan as it was going to be a chicken dinner but the nice weather made us fancy a salad instead)
    ** Oceans 8 with the kids (and a bag of pop corn) tonight for family time.

    I think thats about it for now. Take care all.
    Sticking with the "Small things" thread to keep up us on the straight and narrow.
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