The Top Easy Access Savings Discussion Area

Black_Cat2

soulsaver said:

Nevergonnaretire said:

Oh and Zopa seems to have moved as well, 2.15/2.35/2.55 it would seem!

Added to the ToTP, ranked top easy access acs here with thanks

Just wanted to say thanks soulsaver for what you do - it is a godsend 🥰

julicorn

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

jimexbox

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Yes, my partner received a 'change your details' email. Never banked with santander. With a provide two types of id. Waiting to speak to someone now. Could be a long wait... 

veryintrigued

Black_Cat2 said:

soulsaver said:

Nevergonnaretire said:

Oh and Zopa seems to have moved as well, 2.15/2.35/2.55 it would seem!

Added to the ToTP, ranked top easy access acs here with thanks

Just wanted to say thanks soulsaver for what you do - it is a godsend 🥰

Patients of a saint too with the amount of duplicate posts!

Thanks from me too 

chris_the_bee

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Something must have changed between old account and new. Perhaps he changed address. Happened to me, my wife had a closed account registered at our old address.

SpanishBlue

chris_the_bee said:

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Something must have changed between old account and new. Perhaps he changed address. Happened to me, my wife had a closed account registered at our old address.

I closed both my Santander accounts over 4 years ago and have since moved house, but opened the new account today seamlessly.

Test payments in and out within seconds and larger payment was there almost immediately.

julicorn

chris_the_bee said:

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Something must have changed between old account and new. Perhaps he changed address. Happened to me, my wife had a closed account registered at our old address.

Oh yeah, we've definitely moved since he had the old account. I'm just mentioning it because there seem to be people on here who are new to Santander who were able to open their account in minutes.  

S_uk

I've been transferring funds from Natwest today to the new esaver, was hoping they wouldn't be blocking large payments (or least not more than once) but turns out I was wrong. Looking forward to more fun and games tomorrow(!)

Daliah

julicorn said:

chris_the_bee said:

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Something must have changed between old account and new. Perhaps he changed address. Happened to me, my wife had a closed account registered at our old address.

Oh yeah, we've definitely moved since he had the old account. I'm just mentioning it because there seem to be people on here who are new to Santander who were able to open their account in minutes.  

Being able to open an account without additional ID verification is pretty much the norm these days. They electronically identify you from data held by the Electoral Register and by Credit reference Agencies. If there is a mismatch between the data they hold for you / the data you provide and their electronic ID check, you are very likely asked to provide additional information. Whilst a completely new applicant whose data entered match those on the ER and CRAs, and whose name does not appear on fraud databases like CIFAS, may just sail through. As will an existing Santander customer whose address details held by Santander are current. So the vast majority of applicants will sail through in no time.

julicorn

Daliah said:

julicorn said:

chris_the_bee said:

julicorn said:

Just to provide a bit of a counterpoint to everyone saying how easy it was to open the account: I just applied for one (under my husband's name), and they want him to send in black and white copies of his ID and proof of address... by post! Feels like stepping back in time but aw well. It'll be worth it I'm sure. 
(Ironically he had an account with them before)

Something must have changed between old account and new. Perhaps he changed address. Happened to me, my wife had a closed account registered at our old address.

Oh yeah, we've definitely moved since he had the old account. I'm just mentioning it because there seem to be people on here who are new to Santander who were able to open their account in minutes.  

Being able to open an account without additional ID verification is pretty much the norm these days. They electronically identify you from data held by the Electoral Register and by Credit reference Agencies. If there is a mismatch between the data they hold for you / the data you provide and their electronic ID check, you are very likely asked to provide additional information. Whilst a completely new applicant whose data entered match those on the ER and CRAs, and whose name does not appear on fraud databases like CIFAS, may just sail through. As will an existing Santander customer whose address details held by Santander are current. So the vast majority of applicants will sail through in no time.

I get that, it's just that last few accounts I opened (with other providers), I was able to upload or email over anything they needed, rather than having to rely on snail mail. It's not a complaint, just an expression of surprise about their method.