The Top Easy Access Savings Discussion Area

Daliah

Anyone with large amounts of savings and who has Santander as their nominated account at other banks might want to change their nominated account to a different bank, in order to be able to stay under £85K at Santander when shifting money around.

(If you don't know what I am on about, you are unlikely to be affected and can ignore me)

Swipe

Is it just me or does anyone else get irrationally anxious when transferring money between accounts?

km1500

wish they had a 'savings account switching process' like they do for CASS or cash ISA transfers

soulsaver

Black_Cat2 said:

soulsaver said:

Nevergonnaretire said:

Oh and Zopa seems to have moved as well, 2.15/2.35/2.55 it would seem!

Added to the ToTP, ranked top easy access acs here with thanks

Just wanted to say thanks soulsaver for what you do - it is a godsend 🥰

Too kind.. You can cross my path anytime

wiseonesomeofthetime

km1500 said:

wish they had a 'savings account switching process' like they do for CASS or cash ISA transfers

But your old savings account would then be closed and may prevent ease of access to return to that provider should that have been your only account and they become competitive again.

Talking of Cash ISA transfers. Gatehouse to Virgin Money - 5 days from handing in the paper form in VM branch. I am happy with that

soulsaver

veryintrigued said:

Black_Cat2 said:

soulsaver said:

Nevergonnaretire said:

Oh and Zopa seems to have moved as well, 2.15/2.35/2.55 it would seem!

Added to the ToTP, ranked top easy access acs here with thanks

Just wanted to say thanks soulsaver for what you do - it is a godsend 🥰

Patients of a saint too with the amount of duplicate posts!

Thanks from me too 

I have to say that patience is not a really strong suit... so you can see the occasional toy flying about, but I mostly leave the dirty work to Colsten...lol

wiseonesomeofthetime

soulsaver said:

veryintrigued said:

Black_Cat2 said:

soulsaver said:

Nevergonnaretire said:

Oh and Zopa seems to have moved as well, 2.15/2.35/2.55 it would seem!

Added to the ToTP, ranked top easy access acs here with thanks

Just wanted to say thanks soulsaver for what you do - it is a godsend 🥰

Patients of a saint too with the amount of duplicate posts!

Thanks from me too 

I have to say that patience is not a really strong suit... so you can see the occasional toy flying about, I mostly leave the dirty work to Colsten...lol

Some may not know to whom you refer 😎🤣

soulsaver

wiseonesomeofthetime said:

soulsaver said:

I have to say that patience is not a really strong suit... so you can see the occasional toy flying about, I mostly leave the dirty work to Colsten...lol

Some may not know to whom you refer 😎🤣

Exactly!!

RG2015

Swipe said:

Is it just me or does anyone else get irrationally anxious when transferring money between accounts?

I know what you mean although it's not irrational. I was moving money from Virgin Money to the Barclays easy access 5.00% saver yesterday and my online and app access was blocked.

I got it cleared today after waiting on the phone for 30 minutes. I had to laugh at one of the script questions though.

"Have I checked that the receiving account was FSCS registered?"

I had to say no, but that I suspected that Barclays Bank was and that their website was quite convincing. The Virgin Money person also chuckled and said that was fine. 

sturgeon

I also got the confirmation email but it mentioned having to send photocopied ID in the post. What a faff, competitors will probably beat their rates by the time it’s sorted. 

I do have an account number and sort code though so does this mean I can deposit regardless and earn interest from now? What will the temporary delay in sending these docs mean?