The Top Easy Access Savings Discussion Area

RedImp_2

Savings_Dave said:

Good news for savers 

Although the cynic in me says that they need the money / funding ?

https://www.theguardian.com/business/2022/oct/11/rise-in-uk-borrowers-falling-behind-on-mortgage-payments-says-santander

I think the reference letters for Santander always start with OLA which is Portuguese for hello - didn't notice this before!

I always thought Santander was in Spain

jimexbox

Black_Cat2 said:

Possibly silly question alert.. If open joint account will interest count 50/50 between me and hubby? 

Yes, for tax purposes. 

RedImp_2

Millyonare said:

From opening today a Santander E-Saver (2.75%), to seeing it live online, to funding it, to seeing the new cash in the account and earning interest, took literally ~300 seconds. By far the fastest account opening I've ever seen. Hugely impressive. All credit to Santander.

I only looked on this forum because I had 5 minutes with nothing else to do lol, saw your latest post so went to my Santander account and thought I would open one, got the message would get back to me within 3 days, by the time I had opened my e-mails the account was approved, I don't think it took as long as 300 seconds , more like less than 60 lol !

So now to move the money I just moved from Chase to Marcus to Santander....

chris_the_bee

Black_Cat2 said:

Possibly silly question alert.. If open joint account will interest count 50/50 between me and hubby? 

Building societies will report it to HMRC as 50/50.

Swipe

Savings_Dave said:

Good news for savers 

Although the cynic in me says that they need the money / funding ?

https://www.theguardian.com/business/2022/oct/11/rise-in-uk-borrowers-falling-behind-on-mortgage-payments-says-santander

I think the reference letters for Santander always start with OLA which is Portuguese for hello - didn't notice this before!

OLA = Online Application

refluxer

S_uk said:

Has anyone found their transfers to Santander take a while to show? I did some payments before and it was pretty much instant, whereas I just another payment an hour ago and it still isn't showing?

I transferred a small test payment and a much larger sum from my Barclays current account an hour ago and both were visible by the time I opened the Santander app, so the transfer was essentially instant.

Savings_Dave

Swipe said:

Savings_Dave said:

Good news for savers 

Although the cynic in me says that they need the money / funding ?

https://www.theguardian.com/business/2022/oct/11/rise-in-uk-borrowers-falling-behind-on-mortgage-payments-says-santander

I think the reference letters for Santander always start with OLA which is Portuguese for hello - didn't notice this before!

OLA = Online Application

Oh - that makes sense...think I jumped the gun on that one

Bridlington1

Thank you Santander. My banking affairs have simplified enormously. About half of my regular savers plus a couple of easy access accounts will be emptied and closed in one fell swoop. Coventry, Bank of Scotland, Halifax, Lloyds, Santander regular savers to close, with Bath, Mansfield, SRBS, Loughborough to be emptied. Nationwide 1Y triple access saver to be closed. Al Rayan has days before it too will be emptied.

2Sheds

Applied for the Santander E-Saver (2.75%) and got the email saying accepted.

Alas I have to complete a change of details form and send that in the post with photo copies of 2 forms ID and along with a print of the email they have sent saying I'm accepted. !!

km1500

Amazing how not that long ago Chase at 1.5 was all the talk and now we are talking about almost double that and Chase has fallen off the radar