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The Top Easy Access Savings Discussion Area

17747757777797802003

Comments

  • Nationwide has released some new rates. No change to the Start to Save unfortunately
    nationwide-increases-savings-rates-across-fixed-rate-and-triple-access-products

    Thanks once again ForumUser7! As I've mentioned elsewhere, well done Nationwide for once! The 2 year and 3 year fixed rate online bonds both have very competitive interest rates currently, with the rate for the 3 year online bond - 4.75% AER being better than any other currently available 3 year fixed rate savings account, I do believe.
  • soulsaver
    soulsaver Posts: 7,066 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 October 2022 at 2:06AM
    ToTP top Easy Access Accounts updated, here:

    Ford 1.95% has again become available & reinstated.

    Nationwide -1 year Triple Access 2.10% & Flex Instant Svr 2.00% (unrestricted) added.

    Gatehouse - struck through, presumed NLA at least for now, as links to details 'not found', no clarification provided.



  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.
  • Bobziz
    Bobziz Posts: 744 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.
  • MDMD
    MDMD Posts: 1,708 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 October 2022 at 8:11AM
    km1500 said:
    Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.
    Only applies to issue 15. Anyone on issue 14 and earlier needs to re-apply.
  • pearl123
    pearl123 Posts: 2,084 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Shawbrook now need to up it's easy saver to match the  competition. It's no good stuck at 1.81%. Marcus is just hopeless.
  • refluxer
    refluxer Posts: 3,560 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    Bobziz said:
    Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.
    Yes, death of the account holder is always written into the T&Cs for fixed rate accounts as one of the few reasons for the balance being released before the end of the term. I would presume that interest earned up until that point would be added.
  • The mimimum opening amount for Al Rayan is £5k, if I then reduce the balance to less than £5k what would happen? Would I not generate any interest?
This discussion has been closed.
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