The Top Easy Access Savings Discussion Area

Beddie

GustyGardenGalaxy said:

I'd like to put some money into one of the Easy Access accounts but am always a bit uncertain about dealing with banks or building societies that I know next to nothing about.

Which ones with good interest rates are reliable and reasonably fast with good customer service?

Al Rayan Bank - the application/setup process is a little tedious. But stick with it and it's worth the minor issues - the staff on the phone are good if you have any problems.

Both Marcus and Chase Bank are much slicker and easier to use, but rates are not so good of course. 

All of the above have been reliable when doing transfers in or out. 

ForumUser7

Nationwide has released some new rates. No change to the Start to Save unfortunately
nationwide-increases-savings-rates-across-fixed-rate-and-triple-access-products

cricidmuslibale

ForumUser7 said:

Nationwide has released some new rates. No change to the Start to Save unfortunately
nationwide-increases-savings-rates-across-fixed-rate-and-triple-access-products

Thanks once again ForumUser7! As I've mentioned elsewhere, well done Nationwide for once! The 2 year and 3 year fixed rate online bonds both have very competitive interest rates currently, with the rate for the 3 year online bond - 4.75% AER being better than any other currently available 3 year fixed rate savings account, I do believe.

soulsaver

ToTP top Easy Access Accounts updated, here:

Ford 1.95% has again become available & reinstated.

Nationwide -1 year Triple Access 2.10% & Flex Instant Svr 2.00% (unrestricted) added.

Gatehouse - struck through, presumed NLA at least for now, as links to details 'not found', no clarification provided.

Bridlington1

Principality Online Double Access Issue 2 is now at 2%.

km1500

Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.

Bobziz

Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.

MDMD

km1500 said:

Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.

Only applies to issue 15. Anyone on issue 14 and earlier needs to re-apply.

pearl123

Shawbrook now need to up it's easy saver to match the  competition. It's no good stuck at 1.81%. Marcus is just hopeless.

refluxer

Bobziz said:

Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.

Yes, death of the account holder is always written into the T&Cs for fixed rate accounts as one of the few reasons for the balance being released before the end of the term. I would presume that interest earned up until that point would be added.