The Top Easy Access Savings Discussion Area

t1redmonkey

Got the email from Cynergy about the rate uplift as well 🙂

subjecttocontract

Virgin MPlus Saver interest rate raised 1.71% to 2.02% on first £25k.
1.51% over 25k.

BlackthornU

Cambridge BS 'Your Account' now withdrawn
https://www.cambridgebs.co.uk/savings/easy-access/your-saver

SaverRate

subjecttocontract said:

Virgin MPlus Saver interest rate raised 1.71% to 2.02% on first £25k.
1.51% over 25k.

I moved everything to the 2% Nationwide easy access account early this morning then the Virgin email came around 1pm 

gt94sss2

Noneforit999 said:

whatleytom87 said:

mebu60 said:

whatleytom87 said:

Looks like Cynergy are upping their Instant Access to 2.12% today. 

That's because I took my 1.85% funds elsewhere yesterday! Have left the minimum £1 though.

Upping Issue 53 to 2.12% or is this a new Issue? 

Issue 53 being upped to 2.12%

Where are you seeing that? Website still says 1.85%

----

The interest rate on your Online Easy Access Account Issue 53 is increasing

Following recent changes in market conditions we have taken the opportunity to review your interest rate.

We are delighted to inform you that on 5 October 2022 we will increase the underlying variable interest rate on your Online Easy Access Account from 1.70% AER/Gross* to 1.97% AER/Gross.

In addition to this increase you will also continue to receive the fixed rate bonus applicable for the first 12 months from the date of your initial deposit. Your new total rate, including bonus, is now 2.12% AER/Gross.
----

Rollinghome

Noneforit999 said:

whatleytom87 said:

mebu60 said:

whatleytom87 said:

Looks like Cynergy are upping their Instant Access to 2.12% today. 

That's because I took my 1.85% funds elsewhere yesterday! Have left the minimum £1 though.

Upping Issue 53 to 2.12% or is this a new Issue? 

Issue 53 being upped to 2.12%

Where are you seeing that? Website still says 1.85%

Email today

Dear Sir/Madam Account Number: [ending-xxx]

The interest rate on your Online Easy Access Account Issue 53 is increasing

Following recent changes in market conditions we have taken the opportunity to review your interest rate. We are delighted to inform you that on 5 October 2022 we will increase the underlying variable interest rate on your Online Easy Access Account from 1.70% AER/Gross* to 1.97% AER/Gross.

In addition to this increase you will also continue to receive the fixed rate bonus applicable for the first 12 months from the date of your initial deposit. Your new total rate, including bonus, is now 2.12% AER/Gross.

As always you can get full details of the interest rates on your account by logging into our Online Banking service.

What do you need to do?
You don’t need to do anything; the rate has increased effective from 5th October 2022.

If you have any questions or would like to get in touch regarding this change, please call us on 0345 850 5555 or email customerservice@cynergybank.co.uk. Our Customer Service lines are open from 8am to 8pm Monday to Friday and 9am to 5pm on weekends and Bank Holidays. Let me take this opportunity to thank you for your continued custom.

mebu60

SaverRate said:

subjecttocontract said:

Virgin MPlus Saver interest rate raised 1.71% to 2.02% on first £25k.
1.51% over 25k.

I moved everything to the 2% Nationwide easy access account early this morning then the Virgin email came around 1pm 

Annoying isn't it! I drained my Cynergy 1.85% down to £1 yesterday and it's 2.12% today.

If Ford is still 1.95% on Monday (having only recently been upped from 1.75%) then that recent replenishment will be drained again into Cynergy. Cynergy funds went to Charter / Cambridge. 

Thank goodness for 'free' current accounts to enable this merry-go-round! 

Daliah

janusdesign said:

Masetw said:

Does anyone know how long it takes to transfer out of Al Rayan? Moved my money there yesterday and all went through to them within 10-20mins I done a £1 test withdrawal around 2 and half hours ago and still not arrived in my account. 

I withdrew last month's profits from them yesterday - the amount was just less than their notification limit, so i've got no record of when I started the transfer, but I think it took about 20 mins for it to hit my nominated account.

What is the Al Rayan notification limit?

fwdrew

And Still nothing from Zopa. From top rate to bottom. So glad I moved my money out now.

blueste

SaverRate said:

subjecttocontract said:

Virgin MPlus Saver interest rate raised 1.71% to 2.02% on first £25k.
1.51% over 25k.

I moved everything to the 2% Nationwide easy access account early this morning then the Virgin email came around 1pm 

It's a nightmare (in a good way). Mines currently in Virgin, think I'm going to leave it with them until things settle down and we have an overall winner.