The Top Easy Access Savings Discussion Area

bettz

I've currently got 20k in Chase was hoping they'd up there rate but looking at what's available Al Rayan are currently the best easy access that pay monthly? 

janusdesign

bettz said:

I've currently got 20k in Chase was hoping they'd up there rate but looking at what's available Al Rayan are currently the best easy access that pay monthly? 

yes - though any of the entries from soulsaver's list would beat Chase by far now.

another option might be to split the balance and put £5k in a Yorkshire BS Rainy Day account @ 2.5%

whatleytom87

Looks like Cynergy are upping their Instant Access to 2.12% today. 

mebu60

whatleytom87 said:

Looks like Cynergy are upping their Instant Access to 2.12% today. 

That's because I took my 1.85% funds elsewhere yesterday! Have left the minimum £1 though.

Upping Issue 53 to 2.12% or is this a new Issue? 

Nick_C

janusdesign said:

bettz said:

I've currently got 20k in Chase was hoping they'd up there rate but looking at what's available Al Rayan are currently the best easy access that pay monthly? 

yes - though any of the entries from soulsaver's list would beat Chase by far now.

another option might be to split the balance and put £5k in a Yorkshire BS Rainy Day account @ 2.5%

Personally, I think its worth opening a Barclays account specially for the 5% on £5000.  You just need a couple of small direct debits to make it work.  

ETA - even if you were to pay Barclays their £5 a month fee (which is easily avoided), the return would still be 3.8%.

whatleytom87

mebu60 said:

whatleytom87 said:

Looks like Cynergy are upping their Instant Access to 2.12% today. 

That's because I took my 1.85% funds elsewhere yesterday! Have left the minimum £1 though.

Upping Issue 53 to 2.12% or is this a new Issue? 

Issue 53 being upped to 2.12%

Noneforit999

whatleytom87 said:

mebu60 said:

whatleytom87 said:

Looks like Cynergy are upping their Instant Access to 2.12% today. 

That's because I took my 1.85% funds elsewhere yesterday! Have left the minimum £1 though.

Upping Issue 53 to 2.12% or is this a new Issue? 

Issue 53 being upped to 2.12%

Where are you seeing that? Website still says 1.85%

whatleytom87

Just got an email through, guessing they're contacting customers ahead of time and will be on the site later? 

t1redmonkey

Got the email from Cynergy about the rate uplift as well 🙂

subjecttocontract

Virgin MPlus Saver interest rate raised 1.71% to 2.02% on first £25k.
1.51% over 25k.