The Top Easy Access Savings Discussion Area

cricidmuslibale

ForumUser7 said:

Nationwide has released some new rates. No change to the Start to Save unfortunately
nationwide-increases-savings-rates-across-fixed-rate-and-triple-access-products

Thanks once again ForumUser7! As I've mentioned elsewhere, well done Nationwide for once! The 2 year and 3 year fixed rate online bonds both have very competitive interest rates currently, with the rate for the 3 year online bond - 4.75% AER being better than any other currently available 3 year fixed rate savings account, I do believe.

soulsaver

ToTP top Easy Access Accounts updated, here:

Ford 1.95% has again become available & reinstated.

Nationwide -1 year Triple Access 2.10% & Flex Instant Svr 2.00% (unrestricted) added.

Gatehouse - struck through, presumed NLA at least for now, as links to details 'not found', no clarification provided.

Bridlington1

Principality Online Double Access Issue 2 is now at 2%.

km1500

Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.

Bobziz

Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.

MDMD

km1500 said:

Just to0 add the Nationwide Triple Access saver is increased to 2.1% on existing accounts too so no need to open a new one.

Only applies to issue 15. Anyone on issue 14 and earlier needs to re-apply.

pearl123

Shawbrook now need to up it's easy saver to match the  competition. It's no good stuck at 1.81%. Marcus is just hopeless.

refluxer

Bobziz said:

Random question which may be for another board, if I opened a 3 year fixed rate and died before the term had finished would my beneficiaries receive the full fixed rate for the period that the account had been open ? NW t&C's seem to suggest that there would be no penalty for withdrawing funds and no loss of interest.

Yes, death of the account holder is always written into the T&Cs for fixed rate accounts as one of the few reasons for the balance being released before the end of the term. I would presume that interest earned up until that point would be added.

Stevo_safc

The mimimum opening amount for Al Rayan is £5k, if I then reduce the balance to less than £5k what would happen? Would I not generate any interest?

chris_the_bee

pearl123 said:

Shawbrook now need to up it's easy saver to match the  competition. It's no good stuck at 1.81%. Marcus is just hopeless.

Shawbrook Issue 30 is 1.81%, but Issue 29 is still 1.86%. Still not good.