The Top Easy Access Savings Discussion Area

janusd

jimexbox said:

janusdesign said:

jimexbox said:

Not sure Yorkshire BS should be included if it's not open to everyone. 

the Rainy Day account is available to everyone, so that would qualify to be #1 in the list... personally, i'd swap them around in the position and just mention the Loyalty a/c in passing, but that's soulsaver's baby to handle how they see best.

Only the rainy day account is stretching the definition of easy access. On the anniversary of opening the account or closing it. 

as @AndyTh_2 says it's basically a double access (triple I suppose if you include closing it lol) account - and there are other similar accounts of that type on the list.

Nick_C

soulsaver said:

Daliah said:

YBS accounts: remember they won't let you make withdrawals for 14 days from account opening, even on instant access accounts.

Good point, at the rate rates are changing... 

PS 'You have 42 days to make your first deposit..'

PPS Anyway I'm off to cancel more RS standing orders...

I have 3 Regular Savers that are paying 2.5% (Halifax, Lloyds, Santander), but I will be keeping them open for now as they all allow access to my money.  I'm funding them from Chase so keeping them open is as easy as closing them.  I will also be getting 2.6% on my Skipton Tracker ISA from next week, but only until January, and a 2.5% RS might still be useful then.

MDMD

BOE statement- very vague

https://www.bankofengland.co.uk/news/2022/september/statement-from-the-governor-of-the-boe?sf170856569=1

Daliah

Bit of a non-event then.

guli

Daliah said:

Bit of a non-event then.

the market disagrees 

Nick_C

guli said:

Daliah said:

Bit of a non-event then.

the market disagrees 

The £ rose on the expectation of an emergency rise in BOEBR.  It has fallen again because this has not transpired.

guli

Nick_C said:

guli said:

Daliah said:

Bit of a non-event then.

the market disagrees 

The £ rose on the expectation of an emergency rise in BOEBR.  It has fallen again because this has not transpired.

I posit we will sink to new lows within the next fortnight due to Bailey's hesitance.

london21

Waiting for more clarity before putting my money in an instant saver account and later funds. 

soulsaver

Nick_C said:

soulsaver said:

Daliah said:

YBS accounts: remember they won't let you make withdrawals for 14 days from account opening, even on instant access accounts.

Good point, at the rate rates are changing... 

PS 'You have 42 days to make your first deposit..'

PPS Anyway I'm off to cancel more RS standing orders...

I have 3 Regular Savers that are paying 2.5% (Halifax, Lloyds, Santander), but I will be keeping them open for now as they all allow access to my money.  I'm funding them from Chase so keeping them open is as easy as closing them.  I will also be getting 2.6% on my Skipton Tracker ISA from next week, but only until January, and a 2.5% RS might still be useful then.

Y - note I'm ceasing to add, not closing the acs...yet. But I'll guess it'll only be a matter of a short time 'cos LBG rarely vary the rates for existing RS accounts... 

Freebird53

Good morning,

Could somone tell me where profit in the AL Rayan 2.10% Everyday Saver is paid to?

I'm assuaming it's retained within the account, as I cannot see details of my linked account (the account from which i funded the Al Rayan account) on their web portal.

TIA.