📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

Options
16406416436456462004

Comments

  • jimexbox
    jimexbox Posts: 12,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Zopa are normally good. I'd like to see instant access at 1.75% minimum (+0.25), and the boosted pots increased by a similar amount. I'd like see the full 0.5 added, but that won't happen. 
  • Oasis1 said:

    Yeah it's been half an hour now. Also, website still proving not to be the best - logs me out if I try to view more than one of the messages on my account. Hopefully once I've put all my savings into it, I won't have a need to use the website often!
    Someone said earlier (when I was thinking of opening a Shawbrook account) that the funds show up the next day if made before 2:30pm.  That is what put me off opening an account and why I'm holding out for some of the others to increase their rates soon.
    Ah, I must have missed that - thanks.  Can cope with waiting 24 hours.


    @RobfromCornwall See my post above crossed with yours .......
  • refluxer
    refluxer Posts: 3,187 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 5 August 2022 at 2:49PM
    I don't have a Shawbrook Easy Access account, but online payments I've made into their fixed rate and ISA accounts normally show up within a few hours when sent during the day and that included a large payment I made after 5pm on a Friday on one occasion.

    As deposits don't show up instantly like they do with some other banks, then I would imagine times may vary though and I would also guess that their systems will be busy at the moment, with the influx of new customers.
  • soulsaver
    soulsaver Posts: 6,618 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 August 2022 at 2:58PM
    Oasis1 said:

    Yeah it's been half an hour now. Also, website still proving not to be the best - logs me out if I try to view more than one of the messages on my account. Hopefully once I've put all my savings into it, I won't have a need to use the website often!
    Someone said earlier (when I was thinking of opening a Shawbrook account) that the funds show up the next day if made before 2:30pm.  That is what put me off opening an account and why I'm holding out for some of the others to increase their rates soon.
    Ah, I must have missed that - thanks.  Can cope with waiting 24 hours.
    It's before 15.30 for deposit to show same day .
    Before 14.30 for w/d to process next working day, which may be pertinent.
    How quickly will the funds show in my account and when will I start to earn interest? (shawbrook.co.uk)
  • Molehusband
    Molehusband Posts: 265 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    10_66 said:
    Thanks for posting that update. I've an account with them but, annoyingly, they never send me any information about rate changes. Not only do they insist that to get better rate you must close existing account and open new one, but they don't ever send me any notification of new accounts being available. Do they send you any such notification or do you just have to log on daily to check account status manually?
    Reginald Molehusband






  • Oasis1
    Oasis1 Posts: 737 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    soulsaver said:
    Oasis1 said:

    Yeah it's been half an hour now. Also, website still proving not to be the best - logs me out if I try to view more than one of the messages on my account. Hopefully once I've put all my savings into it, I won't have a need to use the website often!
    Someone said earlier (when I was thinking of opening a Shawbrook account) that the funds show up the next day if made before 2:30pm.  That is what put me off opening an account and why I'm holding out for some of the others to increase their rates soon.
    Ah, I must have missed that - thanks.  Can cope with waiting 24 hours.
    It's before 15.30 for deposit to show same day .
    Before 14.30 for w/d to process next working day, which may be pertinent.
    How quickly will the funds show in my account and when will I start to earn interest? (shawbrook.co.uk)

    Thanks for this.
    "If you've registered a mobile number with us, we'll send you a text to let you know the funds have been credited."
    I'll stop continually checking my account now!
  • 10_66
    10_66 Posts: 3,452 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    10_66 said:
    Thanks for posting that update. I've an account with them but, annoyingly, they never send me any information about rate changes. Not only do they insist that to get better rate you must close existing account and open new one, but they don't ever send me any notification of new accounts being available. Do they send you any such notification or do you just have to log on daily to check account status manually?

    I never used to get email notifications, but a while ago I had an email asking me to renew how I wanted to be contacted, and despite following their prompt, I would get another email a few days later, and so on, for several days.  Anyway, one of them must've been successful, as I did actually receive an email notification yesterday.
  • Molehusband
    Molehusband Posts: 265 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    S_uk said:
    Paragon appear to have increased their rate on some of their savings accounts at least, as I've just logged in and my triple access cash ISA rate has increased from 1.35% to 1.54%. Not received any email yet.
    Yes, I've just received an email from Paragon saying my Easy Access has increased to 1.6% and I need take no action.
    Reginald Molehusband






  • Evan3020
    Evan3020 Posts: 204 Forumite
    100 Posts Second Anniversary
    I get emails from Nationwide asking me if i still don't want to be contacted by email. 
  • 2010
    2010 Posts: 5,467 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 5 August 2022 at 4:39PM
    Three more BoE meetings this year.
    Are we going to have this carry on every time.
    Variable seems the best bet for now.
    Very brave to fix in this climate.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.