The Top Easy Access Savings Discussion Area

janusdesign

george4064 said:

cloud_dog said:

Shawbrook Easy Access account up to 1.75% (on existing accounts)

Just got that SMS as well, perfect!

any idea what you did to get them to SMS you on rate changes? I can't see it in any of the settings, and they have my mobile number for the login codes...

cloud_dog

janusdesign said:

george4064 said:

cloud_dog said:

Shawbrook Easy Access account up to 1.75% (on existing accounts)

Just got that SMS as well, perfect!

any idea what you did to get them to SMS you on rate changes? I can't see it in any of the settings, and they have my mobile number for the login codes...

I've had a look in the account and I can't see any specific option for it; there is the 'Alerts' menu option but doesn't include an item for interest changes etc.

I assume you are sent a OTP as part of the login process? 

ranciduk

janusdesign said:

george4064 said:

cloud_dog said:

Shawbrook Easy Access account up to 1.75% (on existing accounts)

Just got that SMS as well, perfect!

any idea what you did to get them to SMS you on rate changes? I can't see it in any of the settings, and they have my mobile number for the login codes...

I’m with Shawbrook and receiving SMS of this nature seems random for some reason- sometimes they text me when they up their rates, and sometimes they don’t!

Oasis1

Oasis1 said:

soulsaver said:

RobfromCornwall said:

BigBlueSky said:

Oasis1 said:

Yeah it's been half an hour now. Also, website still proving not to be the best - logs me out if I try to view more than one of the messages on my account. Hopefully once I've put all my savings into it, I won't have a need to use the website often!

Someone said earlier (when I was thinking of opening a Shawbrook account) that the funds show up the next day if made before 2:30pm.  That is what put me off opening an account and why I'm holding out for some of the others to increase their rates soon.

Ah, I must have missed that - thanks.  Can cope with waiting 24 hours.

It's before 15.30 for deposit to show same day .
Before 14.30 for w/d to process next working day, which may be pertinent.
How quickly will the funds show in my account and when will I start to earn interest? (shawbrook.co.uk)

Thanks for this.

"If you've registered a mobile number with us, we'll send you a text to let you know the funds have been credited."

I'll stop continually checking my account now!

Just had the text that the deposit has been recieved. So took under 3 hours. Not too bad I guess. Will hold off on the rest till Mon I think.

soulsaver

ToTP  A New Number 1 since last week....!

OK rate trappers... Easy(ish) Access, Top (10ish) Of The Pots.. BoE base rate +0.5 =1.75% (04/08)

Updated at 05/08/2022.. c.20.00hrs - Starter for 10; not comprehensive, DYOR.

Latest/recent changes in bold. Links added for all accounts. TIA for all contributions.
Bracketed dates = date rate added/amended here.

1 Al Rayan Everyday Saver iss 3. £5k min 1.80% (01/08) App onlyish. Everyday Saver (Issue 3) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk) Thnx @The_Fat_Controller

2 Shawbrook EA Iss29 1.75% (05/08) Min £1k Easy Access Savings Accounts | Shawbrook BankKazza242

3 Virgin Money 1.71% (27/07)c/w M plus c.a. £25k max EASY ACCESS SAVINGS | Virgin Money UK

4 Tandem 1.65% App only 05/08  A greener way to save for the future (tandem.co.uk)MrFrugalFever 

5 Cynergy EA; 1.60% inc 1st yr bonus (05/08) Cynergy Bank thnx @10_66

6 Skipton Double Access 1.56%(04/08) £10kMin   https://www.skipton.co.uk/savings/easy-access/online-double-access-saverSonOfPearl

7= Zopa Smart Saver(App only) - £50k max for newbs. Improved rates(11/07) Access 1.5%. Boosted 7day notice 1.55%.  31day 1.65%; 95day 1.85%  Smarter Savings built for real life 

8= Ford Money 1.55% (04/08) Flexible Savings Account - Easy access savings | Ford Money  Thnx @Kazza242

8= Yorkshire BS*Tiered* Internet Svr Plus iss 12 1.55% (27/07)(1.25%<£10k 1.60%>£50k) (27/07). View our Easy Access Savings Accounts | Savings | YBS ; Also note their 1.5% <£10k with restrictions Savings Account - More Information | YBS 

8= Sainsbury Defined Access iss 13 1.55% (26/07) limited to 3 w/d; £1k min Defined Access Saver with Sainsbury's Bank (sainsburysbank.co.uk) 

11 Marcus (and Saga) 1.5% inc 0.25% bonus (03/08)  Savings | Marcus by Goldman Sachs® Saga Easy Access Savings Account thnx @Oliver14

See prior ToTPs for detail on recent 'drop offs...'. Last posts, pages 633/627/612.  

Recent Drop offs:  Secure Trust Bank, Charter Bank, Chase, Newcastle BS, Family BS, Nationwide BS, Tesco

Check terms for yourself - DYOR.
Note: These rates may, or may not be applied to existing accounts, plse check.

Also small balance, high rate: VM 2.0% £1k limit, Nationwide FlexDirect 5% on £1.5k (1st year only) Others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

tg99

How long do transfers out of Tandem take? Thx 

gt94sss2

tg99 said:

How long do transfers out of Tandem take? Thx 

They are generally quite quick

tg99

gt94sss2 said:

tg99 said:

How long do transfers out of Tandem take? Thx 

They are generally quite quick

Is it a 20 mins type thing like zopa, Cynergy or truly instant within a minute or so?

wiseonesomeofthetime

In my experience, a 20 minute type thing.

WillowLea1962

tg99 said:

gt94sss2 said:

tg99 said:

How long do transfers out of Tandem take? Thx 

They are generally quite quick

Is it a 20 mins type thing like zopa, Cynergy or truly instant within a minute or so?

With Atom it is always within a few minutes and it shows in my First Direct account whereas Tandem can take slightly longer but the Tandem app provides a notification on the phone