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The Top Easy Access Savings Discussion Area

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  • soulsaver
    soulsaver Posts: 6,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    YBS Internet Saver plus 7 interest now 0.85%
    YBS Six Access Saver interest now 0.90%
    YBS Internet Saver interest now 0.85%
    All rates beating Marcus, Tesco, and Ford
    soulsaver these rates
    Thanks @typistretired - but none of those now shown on their web so NLA?  (Y I know like Tesco) - Plus 7 superseded by Plus 10 and 0.82 for £50k.

    So I'll add the Plus 10 on which is available to new applicants which will drop the Tesco off :smile:
    Let me know if any of the others are still available to open. And even if not the post is appreciated & helps with info should people want to move.

    PS I'm not intending to keep this running... It looks like it could take up too much time. 
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Just post a link to moneyfacts.co.uk
  • soulsaver
    soulsaver Posts: 6,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 April 2022 at 10:04AM
    OK pot pickers... Easy Access(ish) top of the pots..

    As at close 06/04/2022.. not meant to be comprehensive, so check terms DYOR. NLA = no longer available to new applicants.

    1 Chase 1.5 App only
    2 Cynergy 1.10
    3 Al Rayan 1.01 (new entry, up from no.8ish at 0.8%)
    4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
    5 Virgin Money saver 1% (Max £25k).. 
    6 Aldermore 0.95 Double Access (or 0.85 EA) both £1k to open thnx @janusdesign
    7 Investec 0.93 (min £5K?)  Online Flexi Saver
    8 Atom 0.9 App only
    9 Shawbrook 0.89
    10 YBS Internet Saver Plus 10 (IS Plus 7 NLA) interest now 0.82% at >£50k Tiered.View our Easy Access Savings Accounts | Savings | YBS
    Thnx @typistretired

    See previous post regarding other YBS accounts NLA(?)

    Thanks for the helpful comments  


    Other than VM 2% £1k limit, any additional info?



  • kaMelo
    kaMelo Posts: 2,863 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 7 April 2022 at 12:32AM
    Sainsburys Defined Access Saver Issue 27
    Essentially triple access with tiered interest rates.



    Not good enough to trouble the top of the league but better than others in the top ten if you have more than £1000 and if you're struggling with deposit limits at Chase they will take deposits up to £2M   (a problem we'd all like to have)
  • soulsaver
    soulsaver Posts: 6,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Daliah said:
    Just post a link to moneyfacts.co.uk
    Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

    Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?


  • kaMelo
    kaMelo Posts: 2,863 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    soulsaver said:
    Daliah said:
    Just post a link to moneyfacts.co.uk
    Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

    Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?


    untick the "show quick links" box.
  • soulsaver
    soulsaver Posts: 6,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 7 April 2022 at 10:00AM
    kaMelo said:
    soulsaver said:
    Daliah said:
    Just post a link to moneyfacts.co.uk
    Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

    Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?


    untick the "show quick links" box.
    I know but they're effectively contriving to hide the information IMO.


    OK pot pickers... Easy Access(ish) top of the pots..

    As at close 06/04/2022.. not meant to be comprehensive, so check terms DYOR. NLA = no longer available to new applicants.

    1 Chase 1.5 App only
    2 Cynergy 1.10
    3 Al Rayan 1.01 (new entry, up from no.8ish at 0.8%)
    4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
    5 Virgin Money saver 1% (Max £25k).
    6 Sainsburys Defined Access Saver Issue 27:  0.95 £1k - £500k 'effectively triple access' Thnx @kaMelo
    7 Aldermore 0.95 Double Access (or 0.85 EA) both £1k to open thnx @janusdesign
    8 Investec 0.93 (min £5K?)  Online Flexi Saver
    9 Atom 0.9 App only
    10 Shawbrook 0.89
    11 YBS Internet Saver Plus 10 (IS Plus 7 NLA) interest now 0.82% at >£50k Tiered.View our Easy Access Savings Accounts | Savings | YBS
    Thnx @typistretired

    See earlier post regarding other YBS accounts NLA(?)

    Thanks for the helpful comments  


    VM 2% £1k max limit.




  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Investec 32 day notice has risen on my app tonight from 0.95 to 1.2 percent. That'll help mitigate me waiting for my bonus before withdrawing it for Chase.
  • andyhicks88
    andyhicks88 Posts: 265 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Chip is 0.90% now through their Allica account.
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    soulsaver said:
    kaMelo said:
    soulsaver said:
    Daliah said:
    Just post a link to moneyfacts.co.uk
    Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

    Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?


    untick the "show quick links" box.
    I know but they're effectively contriving to hide the information IMO.



    Effectively contriving to hide the information by putting it right on their front page?


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