The Top Easy Access Savings Discussion Area

typistretired

soulsaver said:

OK pot pickers... Easy Access(ish) top of the pots..

As at close 06/04/2022.. not meant to be comprehensive, so check terms.
1 Chase 1.5
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from yesterdays no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).. 
6 Aldermore 0.95 Double Access (or 0.85 EA)
7 Investec 0.93 (min £5K?)  Online Flexi Saver
8 Atom 0.9
9 Shawbrook 0.89
10 Tesco 0.84 launched Dec 2021 now NLA to new applicants*
but still open to holders & taking deposits at that rate.

Thanks for the positive comments  


Other than VM 2% £1k limit, any additions?

You haven’t included YBS internet savers 

typistretired

typistretired said:

YBS Internet Saver plus 7 interest now 0.85%
YBS Six Access Saver interest now 0.90%

YBS Internet Saver interest now 0.85%

All rates beating Marcus, Tesco, and Ford

soulsaver these rates

soulsaver

typistretired said:

typistretired said:

YBS Internet Saver plus 7 interest now 0.85%
YBS Six Access Saver interest now 0.90%

YBS Internet Saver interest now 0.85%

All rates beating Marcus, Tesco, and Ford

soulsaver these rates

Thanks @typistretired - but none of those now shown on their web so NLA?  (Y I know like Tesco) - Plus 7 superseded by Plus 10 and 0.82 for £50k.

So I'll add the Plus 10 on which is available to new applicants which will drop the Tesco off
Let me know if any of the others are still available to open. And even if not the post is appreciated & helps with info should people want to move.

PS I'm not intending to keep this running... It looks like it could take up too much time. 

Daliah

Just post a link to moneyfacts.co.uk

soulsaver

OK pot pickers... Easy Access(ish) top of the pots..

As at close 06/04/2022.. not meant to be comprehensive, so check terms DYOR. NLA = no longer available to new applicants.

1 Chase 1.5 App only
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).. 
6 Aldermore 0.95 Double Access (or 0.85 EA) both £1k to open thnx @janusdesign
7 Investec 0.93 (min £5K?)  Online Flexi Saver
8 Atom 0.9 App only
9 Shawbrook 0.89
10 YBS Internet Saver Plus 10 (IS Plus 7 NLA) interest now 0.82% at >£50k Tiered.View our Easy Access Savings Accounts | Savings | YBS
Thnx @typistretired

See previous post regarding other YBS accounts NLA(?)

Thanks for the helpful comments  


Other than VM 2% £1k limit, any additional info?

kaMelo

Sainsburys Defined Access Saver Issue 27
Essentially triple access with tiered interest rates.



Not good enough to trouble the top of the league but better than others in the top ten if you have more than £1000 and if you're struggling with deposit limits at Chase they will take deposits up to £2M   (a problem we'd all like to have)

soulsaver

Daliah said:

Just post a link to moneyfacts.co.uk

Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?

kaMelo

soulsaver said:

Daliah said:

Just post a link to moneyfacts.co.uk

Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?

untick the "show quick links" box.

soulsaver

kaMelo said:

soulsaver said:

Daliah said:

Just post a link to moneyfacts.co.uk

Just fancied a Top Of The Pops ... as I say, I won't commit to continuous updates.

Money Facts 'best easy acs', sorted by AER, shows Investec 0.93 at the top of the page.  Why is it not Chase Saver?

untick the "show quick links" box.

I know but they're effectively contriving to hide the information IMO.

OK pot pickers... Easy Access(ish) top of the pots..

As at close 06/04/2022.. not meant to be comprehensive, so check terms DYOR. NLA = no longer available to new applicants.

1 Chase 1.5 App only
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).
6 Sainsburys Defined Access Saver Issue 27:  0.95 £1k - £500k 'effectively triple access' Thnx @kaMelo
7 Aldermore 0.95 Double Access (or 0.85 EA) both £1k to open thnx @janusdesign
8 Investec 0.93 (min £5K?)  Online Flexi Saver
9 Atom 0.9 App only
10 Shawbrook 0.89
11 YBS Internet Saver Plus 10 (IS Plus 7 NLA) interest now 0.82% at >£50k Tiered.View our Easy Access Savings Accounts | Savings | YBS
Thnx @typistretired

See earlier post regarding other YBS accounts NLA(?)

Thanks for the helpful comments  


VM 2% £1k max limit.

cymruchris

Investec 32 day notice has risen on my app tonight from 0.95 to 1.2 percent. That'll help mitigate me waiting for my bonus before withdrawing it for Chase.