The Top Easy Access Savings Discussion Area

leaphaze

Olinda99 said:

cloud_dog said:

Shawbrook easy access Cash ISA (Issue 20) up to 0.92%.

Easy Access ?

https://forums.moneysavingexpert.com/discussion/6348922/anyone-else-having-trouble-getting-withdrawals-from-savings-at-shawbrook-bank#latest

I think this is a case of operator error. I have no problems getting money out.

andyhicks88

I noticed on the Tandem website it mentions linking via open banking to pay in/out. So does that mean this wouldn't have the same issues as other savings accounts with transfers being stopped for fraud checks? Or would that still potentially happen?

Bigwheels1111

andyhicks88 said:

I noticed on the Tandem website it mentions linking via open banking to pay in/out. So does that mean this wouldn't have the same issues as other savings accounts with transfers being stopped for fraud checks? Or would that still potentially happen?

I moved 25k into my funding account from tandem to fund my chase account without any issues.
Was in my bank account 1 minute later if that helps.

soulsaver

OK pot shifters... Easy Access(ish) top of the pots.. 

As at close 07/04/2022.. not meant to be comprehensive, so check terms DYOR. NLA = no longer available to new applicants.

1 Chase 1.5 App only
2 Cynergy 1.10
3 Tandem 1.10 App only A greener way to save for the future (tandem.co.uk) thnx @Andyhicks
4 Al Rayan 1.01 (new entry, up from recent 0.8%)
5 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx @CheekyMikey. 
6 Virgin Money saver 1% (Max £25k).. 
7 Aldermore 0.95 Double Access (or 0.85 EA) both £1k to open thnx @janusdesign
8 Investec 0.93 (min £5K?)  Online Flexi Saver
9 Atom 0.9 App only
10 Shawbrook 0.89
11 YBS Internet Saver Plus 10 (IS Plus 7 NLA) interest now 0.82% at >£50k Tiered.View our Easy Access Savings Accounts | Savings | YBS
Thnx @typistretired

See previous post regarding other YBS accounts NLA(?)

 


Other than VM 2% £1k limit, additional info?

kora_2

Looks like Marcus has increased their interest rate to 1.0% (Inc 0.10% bonus rate). 

It was 0.7% yesterday when I transferred some funds to chase.

andyhicks88

You are missing Chip 0.90%.

k_man

kora_2 said:

Looks like Marcus has increased their interest rate to 1.0% (Inc 0.10% bonus rate). 

It was 0.7% yesterday when I transferred some funds to chase.

Very odd they did that without fanfare or announcement

typistretired

Marcus increased to 1.% from today 8th April but they have increased the existing account to the new rate no need to update bonus 

Sea_Shell

kora_2 said:

Looks like Marcus has increased their interest rate to 1.0% (Inc 0.10% bonus rate). 

It was 0.7% yesterday when I transferred some funds to chase.

Whoop.     


The market seems to be moving ever so quickly at the moment.     Just when you make one decision...the goalposts move and you wonder if you should have waited.    (was looking at Aldermore Double Access @ 0.95%)

I'm not "chasing rates" any more, as I was trying to simplify our finances, but you can get sucked into the rabbit hole.

Bye bye Premium Bonds.

GalacticaActual

typistretired said:

Marcus increased to 1.% from today 8th April but they have increased the existing account to the new rate no need to update bonus 

That was a welcome surprise. 

I have just checked and my Marcus Online Savings account is showing 1%.
Their Cash ISA is paying the same rate too, 0.90% plus 0.10% bonus.

It should be noted that Marcus will be performing online maintenance over the weekend and payments in and out might not show until Monday 11th April 2022 at the latest: