The Top Easy Access Savings Discussion Area

soulsaver

OK pot pickers... Easy Access top of the pots..

As at close 05/04/2022.. not meant to be comprehensive, so check terms.
1 Chase 1.5
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from yesterdays no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).. 
6 Aldermore 0.95
7 Investec 0.93 (min £5K?)  Online Flexi Saver
8 Atom 0.9
9 Shawbrook 0.89
10 Tesco 0.84

Other than VM 2% £1k limit, any additions?

janusd

soulsaver said:

OK pot pickers... Easy Access top of the pots..

As at close 05/04/2022.. not meant to be comprehensive, so check terms.
1 Chase 1.5
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from yesterdays no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).. 
6 Aldermore 0.95
7 Investec 0.93 (min £5K?)  Online Flexi Saver
8 Atom 0.9
9 Shawbrook 0.89
10 Tesco 0.84

Other than VM 2% £1k limit, any additions?

Aldermore have an Easy Access that pays 0.85% - their 0.95% account above only has 2 withdrawals before the rates drops to 0.1% (both require £1k to open).

Sea_Shell

Tesco 0.84%?   Intro offer? Additional hoops? CA etc.?   

Can't see it available when I log in.

Nick_C

Sea_Shell said:

Tesco 0.84%?   Intro offer? Additional hoops? CA etc.?   

Can't see it available when I log in.

Old account that tracks BOEBR

Unhelpful for people to keep referring to it, as it is not available to new customers.

UncleK

I asked Charter Savings Bank if there were plans to change their interest rate of 0.6% on the Easy Access account as it is now uncompetitive. Answer there came: "We are unaware of any changes to any interest rates at this time". Time to go, I guess.

SJMALBA

UncleK said:

I asked Charter Savings Bank if there were plans to change their interest rate of 0.6% on the Easy Access account as it is now uncompetitive. Answer there came: "We are unaware of any changes to any interest rates at this time". Time to go, I guess.

I asked a few weeks back, and received a standardised response about the various factors involved in the setting of interest rates etc., which wasn't encouraging, but, I held off for a bit longer, just in case, but finally closed mine today.

mlc2009

I remember back in 2015 the base rate was 0.5 and there was a NatWest account with 2.8 percent easy access 

What happened ?

Mr._H_2

mlc2009 said:

I remember back in 2015 the base rate was 0.5 and there was a NatWest account with 2.8 percent easy access 

What happened ?

Quantitative Easing and other liquidity-boosting schemes that reduced banks' needs to attract deposits.

mlc2009

Mr._H_2 said:

mlc2009 said:

I remember back in 2015 the base rate was 0.5 and there was a NatWest account with 2.8 percent easy access 

What happened ?

Quantitative Easing and other liquidity-boosting schemes that reduced banks' needs to attract deposits.

Oh no. Hasn't QE stopped now? So more banks will be clamouring for our money?

Having to go to aldi super bonus variable saver paying 0.8 percent and Barclays offering 0.01 and then a 4 percent mortgage

Shameless

soulsaver

OK pot pickers... Easy Access(ish) top of the pots..

As at close 06/04/2022.. not meant to be comprehensive, so check terms.
1 Chase 1.5
2 Cynergy 1.10
3 Al Rayan 1.01 (new entry, up from yesterdays no.8ish at 0.8%)
4 Zopa 1.0% up to £15k max. (Notice boost:1.05, 1.15, and 1.25 rates for 7, 31 and 95 day) Thnx@CheekyMikey. 
5 Virgin Money saver 1% (Max £25k).. 
6 Aldermore 0.95 Double Access (or 0.85 EA)
7 Investec 0.93 (min £5K?)  Online Flexi Saver
8 Atom 0.9
9 Shawbrook 0.89
10 Tesco 0.84 launched Dec 2021 now NLA to new applicants*
but still open to holders & taking deposits at that rate.

Thanks for the helpful comments  


Other than VM 2% £1k limit, any additions?