The Top Easy Access Savings Discussion Area

murphydavid

andyhicks88 said:

To be honest Virgin Money looks a great option now because consider the fact that if you switch to them currently for the current account you also get 5% on the first 1,000 in the current account.  I think I will be switching to them to take advantage of what they have to offer. My father banks with them and hasn't had issues so I'm comfortable with using them.

You sure? Their headline page for M Money says 2.02%. on first £1000. Which one pays 5%?

castle96

2.02% on first £1000 - deffo

andyhicks88

Yes that's the standard rate, however if you switch to them currently you get a 3% bonus that takes it to 5.02% for a year plus £100 experience vouchers. That's the new switch package.

castle96

got a link?

orange-juice

Struggling to verify my identity / address on the Atom app. If only VM hiked up the rate noow!

Descrabled

Virgin Savings

The 1% is great but I need to be careful because of adding together £1000 in each current account, the amounts in Home Buyer regular savers, and from 1 March the amounts in the linked savers might bring the total saved with one bank too high.  Remember Northern Rock.

As an aside the new switching interest rate of 5% is not available to existing customers.  Please read the T&C.

andyhicks88

https://uk.virginmoney.com/current-accounts/brighter-money-bundle/

veryintrigued

The 1% on the Virgin linked account on the first £25k is very welcome.

Especially so for anyone with 'a few' of the 2% C/A and consequently a few of these saver accounts.

Might suit anyone who needs to keep multiples of £25k liquid.

badger09

Bloomin heck.

Taken my eye off the ball recently but this morning resurrected my Atom app and opened Instant Saver @ 0.75% as marginally better home for my Coventry BS Limited Access cash. Change of address meant a phone call, which is slightly odd for an app only account, but hey ho, very quickly sorted.

Now there's a Virgin @ 1%. Just as well Coventry withdrawal isn't instant  

typistretired

orange-juice said:

Struggling to verify my identity / address on the Atom app. If only VM hiked up the rate noow!

I had the same problem rang them on 0333 399 050 I was advised to  go into settings switch off iCloud Drive delete app and start again as a new customer it then worked fine