The Top Easy Access Savings Discussion Area

typistretired

Atom is so fast with payments and customer service great  to contact plus based in UK I may reduce my Marcus account down to £1 and put it in Atom. 

BigBlueSky

I'd always stuck with Marcus because it was so fast with the transfers.  I don't know if Atom used to be this fast, but it is even quicker than my Marcus transfers.  Works great!

refluxer

Marcus need to up their game or may lose customers as rates rise elsewhere - does anyone think this is likely ?

Daliah

veryintrigued said:

The 1% on the Virgin linked account on the first £25k is very welcome.

Especially so for anyone with 'a few' of the 2% C/A and consequently a few of these saver accounts.

Might suit anyone who needs to keep multiples of £25k liquid.

Hope people don't get carried away and forget some of their Virgin Money accounts, such as half a dozen Regular Savers, when adding up what they have in Virgin. At the rates they offer, I think it's critically important to stick strictly below £85K

veryintrigued

Daliah said:

veryintrigued said:

The 1% on the Virgin linked account on the first £25k is very welcome.

Especially so for anyone with 'a few' of the 2% C/A and consequently a few of these saver accounts.

Might suit anyone who needs to keep multiples of £25k liquid.

Hope people don't get carried away and forget some of their Virgin Money accounts, such as half a dozen Regular Savers, when adding up what they have in Virgin. At the rates they offer, I think it's critically important to stick strictly below £85K

This is a great point.

Thank you

veggieblob

From their website - 

Things just got interesting

Feast on a massive 5.02% AER1 interest rate on up to £1,000. Terms apply.

Get 2.02% AER1 (2.00% gross1 per annum variable) on balances up to £1,000 paid monthly on your M Plus or Club M Account, plus a 3% AER1 fixed bonus interest rate on balances up to £1,000 for the first year when you switch to us. Bonus interest will be paid into your current account as a one-time payment in June 2023.

https://uk.virginmoney.com/current-accounts/brighter-money-bundle/

SpanishBlue

refluxer said:

Marcus need to up their game or may lose customers as rates rise elsewhere - does anyone think this is likely ?

I'm sure Marcus like many others are playing the waiting game. I expect they and lots of others will increase their rates in the coming weeks.

canaldumidi

Getting slowly dragged into the 21st C. So can't access Atom on my laptop? Phone lives in the car for emergencies...!

BigBlueSky

canaldumidi said:

Getting slowly dragged into the 21st C. So can't access Atom on my laptop? Phone lives in the car for emergencies...!

That is the really annoying thing about app only banks such as Atom - No way to access from a regular computer/laptop, which I would prefer over using my mobile.

Daliah

canaldumidi said:

Getting slowly dragged into the 21st C. So can't access Atom on my laptop? Phone lives in the car for emergencies...!

BigBlueSky said:

canaldumidi said:

Getting slowly dragged into the 21st C. So can't access Atom on my laptop? Phone lives in the car for emergencies...!

That is the really annoying thing about app only banks such as Atom - No way to access from a regular computer/laptop, which I would prefer over using my mobile.

Virgin Money will pay 25% more than Atom from Tuesday a week, and is available on the older technology