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The Top Easy Access Savings Discussion Area

14604614634654662003

Comments

  • UncleK
    UncleK Posts: 318 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    Skipton Building Society have published a PDF list of revised interest rates for off-sale variable accounts this morning, Thursday 17th February 2022.

    Changes come into effect from 1st March 2022:

    https://www.skipton.co.uk/-/media/skipton-co-uk/pdf/savings/Changes%20to%20Variable%20Accounts.ashx?la=en-GB&hash=8EE21BD4B2444AE1B836120D78A7FD8B
    .............but no sign of the Online Triple Access Issue 3 Annual that at the moment pays 0.61%?
  • Online Easy Access Account 0.71% AER

    Grow your savings and enjoy unlimited free withdrawals. Rate includes 0.41% AER bonus for the first 12 months.

    Exclusively available to existing Cynergy Bank customers.


    Not sure if this is old news..... looks like Cynergy are now limiting their 0.71% to existing customers only.
    Don't wait for your ship to come in, swim out to it.
  • Online Easy Access Account 0.71% AER

    Grow your savings and enjoy unlimited free withdrawals. Rate includes 0.41% AER bonus for the first 12 months.

    Exclusively available to existing Cynergy Bank customers.


    Not sure if this is old news..... looks like Cynergy are now limiting their 0.71% to existing customers only.
    Good spot, happened at 10am this morning. 

    Would expect it'll will be available again some point early March.  
  • refluxer
    refluxer Posts: 3,275 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 18 February 2022 at 12:25AM
    Atom have just jumped to the top of the Easy Access accounts table with a rate of 0.75%.

    It's an app-only account, with unlimited withdrawals and no minimum balance.
  • tg99
    tg99 Posts: 1,267 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 18 February 2022 at 2:04AM
    refluxer said:
    Atom have just jumped to the top of the Easy Access accounts table with a rate of 0.75%.

    It's an app-only account, with unlimited withdrawals and no minimum balance.
    Thx, do withdrawals arrive in your current account instantly 24/7 with no max withdrawal limit? 

    EDIT: just opened and transferred in a few £ then withdrew and all instantaneous. Did read somewhere on app that may need to do large withdrawal amounts as separate transactions but could not see any mention of a particular max size.
  • They have the biggest 1yr fix as well currently so they are a good option right now. Has anyone used them before? What are your experiences?
  • tg99 said:
    refluxer said:
    Atom have just jumped to the top of the Easy Access accounts table with a rate of 0.75%.

    It's an app-only account, with unlimited withdrawals and no minimum balance.
    Thx, do withdrawals arrive in your current account instantly 24/7 with no max withdrawal limit? 

    EDIT: just opened and transferred in a few £ then withdrew and all instantaneous. Did read somewhere on app that may need to do large withdrawal amounts as separate transactions but could not see any mention of a particular max size.
    I've been using Atom for a while, withdrawals are very quick and normally arrive in my current account within a few minutes of a request (including at weekends).
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Thanks for the heads up on Atom Bank instant access - superb little account, easy to open, fast deposits and withdrawals. A standard for all other providers to achieve.
  • Good news is that if you've already got an Instant Saver with them it's already showing as 0.75%. No need to open a new account
  • dekkard
    dekkard Posts: 249 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Is the Atom mobile app generally reliable? There are both good and bad reviews online.
This discussion has been closed.
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