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The Top Easy Access Savings Discussion Area

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  • Section62 said:

    Just had a 'good news' email from Ford Money confirming the increase to 0.73%.

    Edit: Applying from today, 11th Feb.
    My good news email just arrived
    "Look after your pennies and your pounds will look after themselves"
  • Nick_C
    Nick_C Posts: 7,605 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Skipton BS increasing rates on their tracker accounts "no later than 14 days" after the base rate went up - so 17 Deb in all probability.  Products no longer available to new customers, but the easy access flexible ISA goes up to 0.85%
  • Daliah said:
    Ford Money aren't the pfastest when it comes to withdrawals



    They also only show deposits the business day after the deposit has been made, though deposits sent before 4pm will earn interest from that day.
    I made a deposit into Ford Flexible Saver at 10am and I received a text at 4pm to say that they had received my payment and it is showing in my account when I logged via the app. I like the way Ford text when they have deposited your money into the account 
    "Look after your pennies and your pounds will look after themselves"
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    Daliah said:
    Ford Money aren't the pfastest when it comes to withdrawals



    They also only show deposits the business day after the deposit has been made, though deposits sent before 4pm will earn interest from that day.
    I made a deposit into Ford Flexible Saver at 10am and I received a text at 4pm to say that they had received my payment and it is showing in my account when I logged via the app. I like the way Ford text when they have deposited your money into the account 
    Same here. Seems their actual processes are ahead of their website ;-)

  • Hopefully we see some response by the other banks over the next few weeks, I can't remember Ford Money being top of the lists very often!
  • MDMD
    MDMD Posts: 1,560 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Hopefully we see some response by the other banks over the next few weeks, I can't remember Ford Money being top of the lists very often!
    Not for easy access but there was the Regular Saver that I think let you open multiple times at 4% until it got pulled after 2 days 
  • With Investec btw how easy is it to change the linked account, does anyone know? Can you do it via the online dashboard or do you have to phone them?
  • Daliah
    Daliah Posts: 3,792 Forumite
    1,000 Posts First Anniversary Photogenic Name Dropper
    FORD MONEY

    I tried a deposit earlier today, just to see what happens on non-business days. I got a text around 4pm to confirm the deposit, which also shows with today's date in my account.

    Withdrawals will now not be processed before Monday (the Processing Date), and there is a message to say the money should be in the nominated account by close of business the next working day following the Processing Date
  • Has anyone applied for an investec account in the last few days?

    I applied on Thursday morning but haven’t heard back either way, which I thought was a bit strange!

    Thanks
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