The Top Easy Access Savings Discussion Area

ColdIron

My 5 x £1s are forming a support group

I did have it as a possible reserve for when the base rate trackers inevitably reduce

gravel_2

Any strong feelings about Wombat (4.91% @ BOE less up to 0.5%?).

I'm drawn to trackers.

Malchester

gravel_2 said:

Any strong feelings about Wombat (4.91% @ BOE less up to 0.5%?).

I'm drawn to trackers.

Not bad but just remember

- only 1 withdrawal a month (not very prominent in information before opening)
- slow deposits and withdrawals (next day in my experience for both)

Bridlington1

gravel_2 said:

Any strong feelings about Wombat (4.91% @ BOE less up to 0.5%?).

I'm drawn to trackers.

If you do want to open the account remember they offer a £10 welcome bonus in a addition to a refer a friend offer (£10 each) for new customers who open an investment account with them (no deposit required to get the £10). 

Their savings accounts are excluded from the sign up offer so make sure you open an investment account with them first before opening the savings account.

jameseonline

I got an email from YBS today apparently they have "new" savings accounts available.

Easy Access Saver @ 4.80%, pretty sure all they've done is change the name from Internet Saver Plus Issue x though.

https://www.ybs.co.uk/savings/product?id=YB681846W

csw5780

ColdIron said:

For anyone who got the Metro Bank Limited Edition 5.22% that subsequently went down to 4.97%, I received a letter this morning that said it's going down to 3.95% 8th July but they are removing the 12 month restriction

Other rates are reducing as well

The changes are effective 8/7

allegro120

CuparLad said:

My £1 is going to feel very lonely...

You don't have to have £1 there, I withdrew the whole balance on 22nd April and the account is still there.

allegro120

ColdIron said:

My 5 x £1s are forming a support group

I did have it as a possible reserve for when the base rate trackers inevitably reduce

I keep all accounts opened, even if the interest is low by today's standard, you never know what to expect in a few months' time.

brucefan_2

Bridlington1 said:

gravel_2 said:

Any strong feelings about Wombat (4.91% @ BOE less up to 0.5%?).

I'm drawn to trackers.

If you do want to open the account remember they offer a £10 welcome bonus in a addition to a refer a friend offer (£10 each) for new customers who open an investment account with them (no deposit required to get the £10). 

Their savings accounts are excluded from the sign up offer so make sure you open an investment account with them first before opening the savings account.

Does the £10 bonus offer apply to their ISA as well?

Bridlington1

brucefan_2 said:

Bridlington1 said:

gravel_2 said:

Any strong feelings about Wombat (4.91% @ BOE less up to 0.5%?).

I'm drawn to trackers.

If you do want to open the account remember they offer a £10 welcome bonus in a addition to a refer a friend offer (£10 each) for new customers who open an investment account with them (no deposit required to get the £10). 

Their savings accounts are excluded from the sign up offer so make sure you open an investment account with them first before opening the savings account.

Does the £10 bonus offer apply to their ISA as well?

Yes it does. Note the £10 bonus would also count towards your ISA allowance.