The Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
Post Office Money Online Saver Issue 72 5.06% £1 min NLA, replaced by iss 73 at 4.75%

EDIT:
Charter Easy Access Iss 50 at 4.93% (£5k min) therefore enters the top 10

allegro120

Bridlington1 said:

@soulsaver
Post Office Money Online Saver Issue 72 5.06% £1 min NLA, replaced by iss 73 at 4.75%

Wasn't there for very long.  Two weeks?  I think almost all EAs in my collection are now either NLA or have announced the reduction.

Bridlington1

allegro120 said:

Bridlington1 said:

@soulsaver
Post Office Money Online Saver Issue 72 5.06% £1 min NLA, replaced by iss 73 at 4.75%

Wasn't there for very long.  Two weeks?  I think almost all EAs in my collection are now either NLA or have announced the reduction.

I'm in a similar position, though despite closing a load of regular savers early the other week, after reopening most of them plus an ISA I'm back down to having around £20 in non-ISA EA accounts (and £15 of that was money I found when cycling the other day), if you exclude the Santander Edge Saver, Skipton Member Bonus Saver and accounts with minimum balances. For me Cahoot's Sunny Day Saver should therefore be able to more than fill the gap left by the Santander 5.2% EA account from next month.

Bridlington1

@soulsaver
Virgin Money Defined Access E-Saver iss 23 'Tri' 5.01% now NLA replaced by Iss 24 at 4.51%

GB Bank Wombat Invest - Base Rate Tracker (£500 min) and Wealthify Instant Access Savings at 4.91% (£1 min) enter the top 10   

soulsaver

Bridlington1 said:

@soulsaver
Virgin Money Defined Access E-Saver iss 23 'Tri' 5.01% now NLA replaced by Iss 24 at 4.51%

GB Bank Wombat Invest - Base Rate Tracker (£500 min) and Wealthify Instant Access Savings at 4.91% (£1 min) enter the top 10

Thanks @Bridlington1

As is my usual practice with these types, I've listed them... but not got enough confidence to give them a ranking, at least before some more time (which I haven't got ATM) to dig further.

So, as with the others, but here, I emphasise - DO  YOUR OWN RESEARCH...  

soulsaver

soulsaver said:

Bridlington1 said:

@soulsaver
Virgin Money Defined Access E-Saver iss 23 'Tri' 5.01% now NLA replaced by Iss 24 at 4.51%

GB Bank Wombat Invest - Base Rate Tracker (£500 min) and Wealthify Instant Access Savings at 4.91% (£1 min) enter the top 10

Thanks @Bridlington1

As is my usual practice with these types, I've listed them... but not got enough confidence to give them a ranking, at least before some more time (which I haven't got ATM) to dig further.

So, as with the others, but here, I emphasise - DO  YOUR OWN RESEARCH...  

And, if you feel the need to 'bottom feed' and/or prefer bricks & mortar, these 3 have history..  for 0.01% difference..

10 Hampshire Trust Bank Online EA 4.90% £1min (18/04)

11 Aldermore Dble 4.90% £1k min (18/04)

12 Secure Trust EA 4.90% (18/04)

Bridlington1

soulsaver said:

Bridlington1 said:

@soulsaver
Virgin Money Defined Access E-Saver iss 23 'Tri' 5.01% now NLA replaced by Iss 24 at 4.51%

GB Bank Wombat Invest - Base Rate Tracker (£500 min) and Wealthify Instant Access Savings at 4.91% (£1 min) enter the top 10

Thanks @Bridlington1

As is my usual practice with these types, I've listed them... but not got enough confidence to give them a ranking, at least before some more time (which I haven't got ATM) to dig further.

So, as with the others, but here, I emphasise - DO  YOUR OWN RESEARCH...  

Apologies @soulsaver, that slipped my attention on this occasion.

Whist I'm here Cynergy Bank Online Easy Access Account nudges down to 5% with the launch of Issue 72 (replaces iss 71 at 5.01%)

CuparLad

Bridlington1 said:

Whist I'm here Cynergy Bank Online Easy Access Account nudges down to 5% with the launch of Issue 72 (replaces iss 71 at 5.01%)

Holding on to my issue 68 for dear life....

It does seem like a pattern is emerging. There's no clear path for base rates over the next couple of months with the news from the US and unclear data here so banks are cutting rates on new issues rather than existing issues to prevent a major outflow of funds. Suggests Santander and Metro Bank might have gone too early.

soulsaver

Bridlington1 said:

soulsaver said:

Bridlington1 said:

@soulsaver
Virgin Money Defined Access E-Saver iss 23 'Tri' 5.01% now NLA replaced by Iss 24 at 4.51%

GB Bank Wombat Invest - Base Rate Tracker (£500 min) and Wealthify Instant Access Savings at 4.91% (£1 min) enter the top 10

Thanks @Bridlington1

As is my usual practice with these types, I've listed them... but not got enough confidence to give them a ranking, at least before some more time (which I haven't got ATM) to dig further.

So, as with the others, but here, I emphasise - DO  YOUR OWN RESEARCH...  

Apologies @soulsaver, that slipped my attention on this occasion.

Whist I'm here Cynergy Bank Online Easy Access Account nudges down to 5% with the launch of Issue 72 (replaces iss 71 at 5.01%)

No apology needed - it's still good info.  
And the Cynergy is a good spot.. easily missed.

Bridlington1

I've just noticed this on the Flagstone website:

I've never used them myself but from what I can gather it's £10k min to open.