The Top Easy Access Savings Discussion Area

Bridlington1

@soulsaver
Apologies if it's already been mentioned but  Harpenden BS EA 4.95% £100 min is now NLA, replaced by iss2 at 4.81%

EDIT:
If I'm not mistaken this leaves Oxbury Personal Easy Access Account (Issue 1) at 4.94% (£1k min) being readmitted to the top 10.

soulsaver

Bridlington1 said:

@soulsaver
Apologies if it's already been mentioned but  Harpenden BS EA 4.95% £100 min is now NLA, replaced by iss2 at 4.81%

EDIT:
If I'm not mistaken this leaves Oxbury Personal Easy Access Account (Issue 1) at 4.94% (£1k min) being readmitted to the top 10.

No, you're on the ball - it was still available when I ran the link checks this afternoon...

brewerdave

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

dealyboy

... mine too, 2p in mine, I'm keeping it just in case ... let's see if they reward loyalty, haha.

Bridlington1

dealyboy said:

... mine too, 2p in mine, I'm keeping it just in case ... let's see if they reward loyalty, haha.

I'm keeping mine as it's not doing any harm sat there with a nil balance so I can't be bothered to close it. Plus Santander's cheque deposit limits for the app are per account per day rather than just per day so having it allows me to deposit an extra £1k's worth of cheques in a single day if I so wish.

peter021072

brewerdave said:

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

I previously moved the money from that account into a more recent account also called 'easy access saver' at 5.2%. Hopefully, this won't be affected although I doubt if they will keep it at that level for long.

RG2015

peter021072 said:

brewerdave said:

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

I previously moved the money from that account into a more recent account also called 'easy access saver' at 5.2%. Hopefully, this won't be affected although I doubt if they will keep it at that level for long.

Do you mean the Santander limited edition easy access saver at 5.20% that is dropping to 4.20% on 20 May 2024?


https://www.moneysavingexpert.com/news/2024/03/santander-easy-access-rate-cut/

pokemaster

brewerdave said:

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

Do you have a source for this can’t find it via Google and haven’t received an email myself 

Bridlington1

pokemaster said:

brewerdave said:

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

Do you have a source for this can’t find it via Google and haven’t received an email myself 

I suspect they're referring to Issue 1, which was launched in 2022 at 2.75%. The rate was later increased to 4.05% and the 12 month term extended. The account is set to mature soon. I had this letter about it the other day:

chris_the_bee

peter021072 said:

brewerdave said:

Don't know if its been mentioned on here - but my Santander Easy Access Saver rate is dropping from 4.05% to 1.2% from 12th June - talk of falling off a cliff !! Fortunately not that much left in it ,but time to move on !

I previously moved the money from that account into a more recent account also called 'easy access saver' at 5.2%. Hopefully, this won't be affected although I doubt if they will keep it at that level for long.

The interest rate on your Easy Access Saver Limited Edition (Issue 3) will reduce (from 5.2%) to 4.20% AER/gross (variable) on 20 May 2024