We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1163416351637163916402003

Comments

  • allegro120
    allegro120 Posts: 2,110 Forumite
    1,000 Posts Second Anniversary Name Dropper
    SirHugo said:
    Trying to pay into Tandem from Santander, the transaction was blocked and they've locked me out of online banking and the app. 
    Test transfer went through, then £5k payment but was shut down trying to make another payment. I know we're supposed to be grateful for the security but I'd really rather not have to waste so much of my time trying to get access to my money restored.
    I'm having problems too. Opened the Tandem account a couple of hours ago, linked my Halifax account and transferred £100 no problem
    Just withdrew £10k from Chip in to my Halifax and then tried to add it to Tandem and it failed twice. I couldn't confirm the transaction in the Halifax account - the account details were all in red and the submit button was greyed out so I had to manually cancel the transaction.
    Tried again with £5k this time and the approval went through fine with Halifax, but it failed it the Tandem app. Not a great start.

    Update - 
    Just tried again with £5k, looked like it was going through OK but it eventually failed in the Tandem app.
    My wife opened Tandem account yesterday.  Connected to Halifax, sent £50 test by OB - it went through OK.  Then tried to send £5k - failed twice. I've suggested to try FP and it worked. Very strange, I've never had any problems with transferring in and out, except once when I sent money from not-connected bank account (didn't read t&c properly) - they've returned the money and sent me a text message explaining why they've returned it.
  • Two go to 4.8%. Looks like they are saying, stick with us, sure were 0.2% less than the current best but it'll save you all that hassle. 
  • Cynergy not doing monthly interest are missing a trick. 4.80%
  • allegro120
    allegro120 Posts: 2,110 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 9 August 2023 at 4:36PM
    TiVo_Lad said:
    DF Capital Easy Access Issue 2 (NLA) also up to 4.8% now. They've paid out interest to today's date too.
    As I thought, they won't match Tandem's offer and withdrew from DF.  Left £1 there just in case they will get to the top one day.  I have now a large collection of "£1 accounts" :smile:
  • allegro120
    allegro120 Posts: 2,110 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Tandem is great and I've had no issues (had account for years), they even manually added my Chase acc since many places doesn't have open banking for it still. 

    You can also have multiple "linked" accounts. 
    I didn't know you can link an account that's not on the list.  How did you do this?
  • janusd
    janusd Posts: 1,117 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 9 August 2023 at 4:57PM
    Cynergy not doing monthly interest are missing a trick. 4.80%
    this will be the 8th EA issue that i've opened with them this tax year - so they're paying me interest monthly! :)
  • Futuristic
    Futuristic Posts: 1,211 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Tandem is great and I've had no issues (had account for years), they even manually added my Chase acc since many places doesn't have open banking for it still. 

    You can also have multiple "linked" accounts. 
    I didn't know you can link an account that's not on the list.  How did you do this?
    You can contact support, they will pass it on and you should get email asking to verify yourself + statement proof.
  • SeriousHoax
    SeriousHoax Posts: 334 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TiVo_Lad said:
    All done & dusted with fast-track.😀
  • pecunianonolet
    pecunianonolet Posts: 1,856 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    TiVo_Lad said:
    All done & dusted with fast-track.😀
    I am getting fed up with all their issue related nonsense and reopening. It's down to minimum balance anyway but thinking of closing mine and OH account. Can't be that difficult to just increase the existing account instead of making me to login each and every time. No app either so for me another disadvantage. 
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.