The Top Easy Access Savings Discussion Area

TiVo_Lad

Cynergy Easy Access Issue 65 @ 4.8% now available

https://www.cynergybank.co.uk/personal/online-easy-access-account/online-easy-access-account/

@soulsaver

Justsayit7

Cynergy not doing monthly interest are missing a trick. 4.80%

allegro120

TiVo_Lad said:

DF Capital Easy Access Issue 2 (NLA) also up to 4.8% now. They've paid out interest to today's date too.

As I thought, they won't match Tandem's offer and withdrew from DF.  Left £1 there just in case they will get to the top one day.  I have now a large collection of "£1 accounts"

allegro120

Futuristic said:

Tandem is great and I've had no issues (had account for years), they even manually added my Chase acc since many places doesn't have open banking for it still. 

You can also have multiple "linked" accounts. 

I didn't know you can link an account that's not on the list.  How did you do this?

janusdesign

Justsayit7 said:

Cynergy not doing monthly interest are missing a trick. 4.80%

this will be the 8th EA issue that i've opened with them this tax year - so they're paying me interest monthly!

Futuristic

allegro120 said:

Futuristic said:

Tandem is great and I've had no issues (had account for years), they even manually added my Chase acc since many places doesn't have open banking for it still. 

You can also have multiple "linked" accounts. 

I didn't know you can link an account that's not on the list.  How did you do this?

You can contact support, they will pass it on and you should get email asking to verify yourself + statement proof.

SeriousHoax

TiVo_Lad said:

Cynergy Easy Access Issue 65 @ 4.8% now available

https://www.cynergybank.co.uk/personal/online-easy-access-account/online-easy-access-account/

@soulsaver

All done & dusted with fast-track.😀

pecunianonolet

SeriousHoax said:

TiVo_Lad said:

Cynergy Easy Access Issue 65 @ 4.8% now available

https://www.cynergybank.co.uk/personal/online-easy-access-account/online-easy-access-account/

@soulsaver

All done & dusted with fast-track.😀

I am getting fed up with all their issue related nonsense and reopening. It's down to minimum balance anyway but thinking of closing mine and OH account. Can't be that difficult to just increase the existing account instead of making me to login each and every time. No app either so for me another disadvantage. 

Zaul22

With all the other banks now going to 4.8%, it's fairly safe to say Chip will probably go to 4.82% or maybe 4.85% any day soon. 

Rollinghome

Justsayit7 said:

Cynergy not doing monthly interest are missing a trick. 4.80%

Could be, but with banks like Cynergy offering new accounts after 11 days, any serious rate hoppers opting for monthly interest would be losing a smidgeon if they kept switching accounts.  

When an annual account is paying 4.80%, a monthly version would only pay 4.70% after a month.  The monthly rate will only match the annual rate if closed on an anniversary.

But then I never understood why anyone would want monthly interest from an easy access account. For a one or more years fixed term I do understand.