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The Top Easy Access Savings Discussion Area

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  • pfpf
    pfpf Posts: 5,122 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Tandem. trying to use Barclays as the account to link. all it does is open my app as usual and asks for my passcode  as usual. testing Santander and it opens the whole "open banking" process. anyone had issues with Barclays?
  • MichaelAP
    MichaelAP Posts: 131 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    SirHugo said:
    .

    I remember a useful post here listing all the banks and their limits on open banking transfers but I just couldn't find it.


    I think you are referring to this post:- https://forums.moneysavingexpert.com/discussion/comment/80221243/#Comment_80221243
  • pfpf said:
    Tandem. trying to use Barclays as the account to link. all it does is open my app as usual and asks for my passcode  as usual. testing Santander and it opens the whole "open banking" process. anyone had issues with Barclays?
    I use fingerprint rather than passcode but when adding an account to Tandem, it just seems to take me to the app of the other bank, I let it see my fingerprint then the account appears as linked. So if you go ahead and enter your passcode, you'll probably find that it has linked you. I've done that for Santander, Halifax and Lloyds so far.
  • SirHugo
    SirHugo Posts: 139 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    MichaelAP said:
    SirHugo said:
    .

    I remember a useful post here listing all the banks and their limits on open banking transfers but I just couldn't find it.


    I think you are referring to this post:- https://forums.moneysavingexpert.com/discussion/comment/80221243/#Comment_80221243
    Thanks, but that's a list of regular savings accounts. I actually managed to find the info I was looking for after posting my comment earlier - it was shared here from the Chip website. 


  • refluxer
    refluxer Posts: 3,204 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    pfpf said:
    Tandem. trying to use Barclays as the account to link. all it does is open my app as usual and asks for my passcode  as usual. testing Santander and it opens the whole "open banking" process. anyone had issues with Barclays?
    Yes, I had exactly the same issue trying to link Tandem with Barclays - the Barclays app just opens as normal and doesn't take you to an Open Banking permission screen. Fortunately, I was able to link it to one of my other current accounts without any issues.

    I wonder if this needs reporting to Tandem as a bug ?
  • gt94sss2 said:
    gt94sss2 said:
    Trying to pay into Tandem from Santander, the transaction was blocked and they've locked me out of online banking and the app. 
    Test transfer went through, then £5k payment but was shut down trying to make another payment.
    For info - You can make individual payments of up to 25k from the Santander app - so the £5k payment could have been larger reducing the number of transactions.
    Thanks. So I would have been better sending £10k in the first place? I thought smaller transactions might be less likely to be blocked... not so.
    I'm up and running again now but that's the best part of two hours of my life that I won't get back again.
    Multiple transactions are more likely to be blocked. So the fewer there are the better to reduce the risk of having your account blocked.

    Santander allow customers to make £100k of faster payments in 24 hours (per Santander account).

    So you can do 4 * £25k via the app - or call them up to do a single larger one 
    Well that didn't go so well. I sent another 10k to Santander this morning en route to Tandem. Thought I'd try via the app today, rather than the website but they have declined the transfer and blocked me AGAIN! 
    Really can't be bothered with this. Now waiting to talk to someone, again.
  • refluxer
    refluxer Posts: 3,204 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    pfpf said:
    Tandem. trying to use Barclays as the account to link. all it does is open my app as usual and asks for my passcode  as usual. testing Santander and it opens the whole "open banking" process. anyone had issues with Barclays?
    I use fingerprint rather than passcode but when adding an account to Tandem, it just seems to take me to the app of the other bank, I let it see my fingerprint then the account appears as linked. So if you go ahead and enter your passcode, you'll probably find that it has linked you. I've done that for Santander, Halifax and Lloyds so far.
    I actually tried this a number of times but, as you haven't actually given permission within the Barclays app, the link isn't established. If you switch back to the Tandem app, it is sat there waiting for a response (spinning circle icon). I suspect it's a compatibility issue between the two apps.
  • sonaldo
    sonaldo Posts: 21 Forumite
    Sixth Anniversary 10 Posts Name Dropper
    What level of access to a connected account does Tandem need in order to transfer into it's instant access savings? I added an account with only the mandatory box ticked and it doesn't allow me to transfer anything in
  • jaypers
    jaypers Posts: 1,052 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Had no issues at all linking to Barclays on an iPhone. Latest BMB app installed and all latest Apple revisions etc. 
  • mobfant
    mobfant Posts: 293 Forumite
    Part of the Furniture Combo Breaker
    Msrajjc2 said:
    What level of access to a connected account does Tandem need in order to transfer into it's instant access savings? I added an account with only the mandatory box ticked and it doesn't allow me to transfer anything in
    That was enough for me for an easy transfer from First Direct and Monzo
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