The Top Easy Access Savings Discussion Area

jaceyboy

I sent my id yesterday 1st class mail so we shall see how long it takes to get verified and account opened with NBS, by that time im sure Chip or someone else will have beaten their rate

soulsaver

BigBlueSky said:

soulsaver said:

BigBlueSky said:

Is 2pm the cut-off time for deposits into the Newcastle BS account to show up the same working day ?

Don't think so, if it is, I fluked a 5 figure sum into it well after 2pm showing in NBS c 3.30pm. Tried another  £20k  few mins ago, at 16.25. 
CS on phone (exceded daily o/l limit) at FD says it'll get there this afternoon 'subject to checks'.

It is weird about First Direct.  Their mobile app limit is £30k for the day, but their online limit (via their webpage) seems to be per transaction rather than per day - I'm sure this wasn't previously the case.

Yep - you're right - it was the app daily limit, not OL. 

junebaby

Money has just shown up in Newcastle account. Took 3 hours. 

Swipe

Next time there's another interest busting account like the NBS one, could you do us all a favour and create a separate thread for it?

NanookOfTheNorth

Secure Trust just sent SMS about the rate going up on 4 July to 4.07% gross / 4.15% AER for the Access Account (Issue 7)

2010

In NBS T&C it gives cut off time for same day funding as 4 pm.

poppystar

soulsaver said:

poppystar said:

TiVo_Lad said:

The Newcastle Account is No Longer Available.

Weird, I opened an account at 2pm. Seems to have gone through ok, received welcome emails etc

Luck. You must have squeezed under the gate as they were closing it.. 

Got a bit worried but just checked and my initial deposit is safely in account! Phew!

BigBlueSky

2010 said:

In NBS T&C it gives cut off time for same day funding as 4 pm.

Argh, just made an additional deposit at 4:40 pm.  Looks like the money is in limbo until Monday now (and the loss of interest).  At least I know for the future.

GlasgowExpat2

My NBS account ends in X’X. When I’ve tried to set up a new payee NatWest is rejecting the Personal Identifier as it has an apostrophe. Anyone else had this issue. 

Sg28

poppystar said:

BooJewels said:

Yep, me too - 14% mortgage when we got married.  My son didn't believe me either when he took out a fix last year at less than 2%.

Me too too - my payments almost doubled between when I applied for the mortgage and when I completed on the property. Think it was at its height of 15% by then. Quite a shock to the budget and definitely a struggle for a while. It was a new build and hard enough to buy the required carpets and curtains -  and that was in the days of few coffees out and meals only on special occasions and certainly no expensive tech! Someone quoted the other day that housing cost is now over 28% of monthly budget, I think it was nearer 78% in those days, well, it felt like it. (Omg turning into a grumpy old person) 

But it was a lot easier to cope with back then as house prices were a lot lower compared to incomes. Im not saying for you personally but in general terms.

Plus at the time 70s/80s early 90s, interest rates were already bouncing around 10% so going up by around 6 bps although a lot is not quite the shock of 0.1% to 5%.