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  • My NBS account ends in X’X. When I’ve tried to set up a new payee NatWest is rejecting the Personal Identifier as it has an apostrophe. Anyone else had this issue. 
  • Sg28
    Sg28 Posts: 451 Forumite
    Third Anniversary 100 Posts Name Dropper
    poppystar said:
    BooJewels said:
    Yep, me too - 14% mortgage when we got married.  My son didn't believe me either when he took out a fix last year at less than 2%.
    Me too too - my payments almost doubled between when I applied for the mortgage and when I completed on the property. Think it was at its height of 15% by then. Quite a shock to the budget and definitely a struggle for a while. It was a new build and hard enough to buy the required carpets and curtains -  and that was in the days of few coffees out and meals only on special occasions and certainly no expensive tech! Someone quoted the other day that housing cost is now over 28% of monthly budget, I think it was nearer 78% in those days, well, it felt like it. (Omg turning into a grumpy old person) 
    But it was a lot easier to cope with back then as house prices were a lot lower compared to incomes. Im not saying for you personally but in general terms.

    Plus at the time 70s/80s early 90s, interest rates were already bouncing around 10% so going up by around 6 bps although a lot is not quite the shock of 0.1% to 5%. 


    Ex Sg27 (long forgotten log in details)

    Massive thank you to those on the long since defunct Matched Betting board.
  • BigBlueSky
    BigBlueSky Posts: 697 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    There shouldn't be an apostrophe in your account number.
  • There shouldn't be an apostrophe in your account number.
    My account number is showing as ABC1234567O’L
  • BigBlueSky
    BigBlueSky Posts: 697 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    There shouldn't be an apostrophe in your account number.
    My account number is showing as ABC1234567O’L
    The last three characters of your account number are made up from the first 3 letters of your surname.

    I would think in this case it is best to speak to Newcastle BS over the phone to check that they say.
  • frosch411
    frosch411 Posts: 126 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hope this is the right forum for this, but I just got a text message from SecureTrust Bank for my Access Account (issue 7), the interest is going up (finally):
    4.07% gross pa ( was 3.78% gross pa) / 4.15% AER (was 3.85 AER)

    This is going up from 04-JUL-2023.
    Doesn't show on their website yet.
  • ForumUser7
    ForumUser7 Posts: 2,504 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 30 June 2023 at 5:13PM
    There shouldn't be an apostrophe in your account number.
    My account number is showing as ABC1234567O’L
    There shouldn't be an apostrophe in your account number.
    My account number is showing as ABC1234567O’L
    The last three characters of your account number are made up from the first 3 letters of your surname.

    I would think in this case it is best to speak to Newcastle BS over the phone to check that they say.
    I think what could be causing it is if OPs surname is down as O'Leary or something, some kind of O apostrophe thing. Perhaps they need to change it on their system to exclude the apostrophe, OLeary for example, to have OLE rather than O'L at the end.
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • SJMALBA
    SJMALBA Posts: 1,105 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 30 June 2023 at 5:18PM
    From 'Paying in Money', Newcastle BS General Terms and Conditions:



    edit: @S_uk beat me to it!  :)
  • cymruchris
    cymruchris Posts: 5,562 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    edited 30 June 2023 at 5:19PM
    My NBS account ends in X’X. When I’ve tried to set up a new payee NatWest is rejecting the Personal Identifier as it has an apostrophe. Anyone else had this issue. 
    On the snail mail letter I received today it says this: 



    Do you have an apostrophe in your name?

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