We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1128712881290129212932003

Comments

  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 11 May 2023 at 12:47PM
    Kent Reliance, your new rate will depend on the account issue you currently hold.


    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • RedImp_2
    RedImp_2 Posts: 582 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I have opened a Shawbrook EA to add to my Chase, Marcus & Santander now.  I’m hoping I can stick with these 4 now!
    Did make a rookie error though as I put my Santander current account as my nominated account but then when I did I could make payment directly from my Santander saver I started to do that.  Of course as it wasn’t my nominated account eventually it came bouncing back.  You get a text to say the money’s arrived but nothing to say it’s been rejected so it did take me a couple of days to realise especially with the bank holidays.
    Will have to get used to the delay though, a transfer to Chase and you get notified nearly before you’ve closed the app, this is a few hours as others have said.
  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Charter Savings Bank


  • dali21
    dali21 Posts: 198 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TiVo_Lad said:
    Kazza242 said:
    The Hampshire Trust Bank Online Easy Access Account (issue 9) is paying 3.65%

    The minimum opening amount is £1.

    https://www.htb.co.uk/personal-savings/variable-rate-accounts


    This has just been pulled. Issue 8 now showing at 2.25% @soulsaver

    interesting.. sent them an email over an hour ago to open an account at the Issue 9 3.65% rate (which was still live at that time)... I look forward to see if the account gets opened at that rate... will be annoying if new customers could get it, but existing customers who cannot open new accounts online (cos of HTB's 'unique' IT system!) miss out.
    I sent them an email this morning too but I phoned after 12pm today.  The lady who answered was surprised when I mentioned the withdrawn account and she confirmed it was still available for me to open which I did.

    Might be worth phoning them to check, perhaps.
  • jak22
    jak22 Posts: 407 Forumite
    Third Anniversary 100 Posts
    KR isnt mentioning issues yet maybe its 0.25% across all issues but each have different rates - Kent Reliance EA accounts up to issue 51 have been at 3.45%/3.5% since 18th April but issues 52-56 were lower and even the latest issue 57 didn't match those earlier issues.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 11 May 2023 at 1:21PM
    Coventry BS 1st June:

    Limited Access Saver (Online) Limited Access Saver (Online) (6) Limited Access Saver (Online) (7) to 3.60% (NLA)

    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,525 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 11 May 2023 at 1:08PM
    jak22 said:
    KR isnt mentioning issues yet maybe its 0.25% across all issues but each have different rates - Kent Reliance EA accounts up to issue 51 have been at 3.45%/3.5% since 18th April but issues 52-56 were lower and even the latest issue 57 didn't match those earlier issues.
    KR usually mentions issues a couple of days before - I interpret the message to mean take your current issue's rate (if over min balance etc.), and add 0.25% if your account is NLA as of right now. Therefore issues will still have different rates. They may increase others on the day, but this is what the message means at this stage IMO.

    For example, I hold a Demelza Easy Access Issue 7 (and 8). The 7 will go to 4%, the 8 to 3.9% - but the lucky people with 6 and before will get 4.25%
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jaypers
    jaypers Posts: 1,110 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    When will the likes of Atom and Zopa emerge from the darkness once again?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.