The Top Easy Access Savings Discussion Area

janusdesign

dali21 said:

janusdesign said:

TiVo_Lad said:

Kazza242 said:

The Hampshire Trust Bank Online Easy Access Account (issue 9) is paying 3.65%

The minimum opening amount is £1.

https://www.htb.co.uk/personal-savings/variable-rate-accounts

This has just been pulled. Issue 8 now showing at 2.25% @soulsaver

interesting.. sent them an email over an hour ago to open an account at the Issue 9 3.65% rate (which was still live at that time)... I look forward to see if the account gets opened at that rate... will be annoying if new customers could get it, but existing customers who cannot open new accounts online (cos of HTB's 'unique' IT system!) miss out.

I sent them an email this morning too but I phoned after 12pm today.  The lady who answered was surprised when I mentioned the withdrawn account and she confirmed it was still available for me to open which I did.

Might be worth phoning them to check, perhaps.

I just received the email... the two new accounts (Easy & 1-Yr fix), will be opened, but might take a couple of days before they appear on my list of accounts.

Rollinghome

Thanks to you both, F and RG, I did eventually spot it. And it does take you there automatically if you try to send more than the limit - which would seem to remove much of the point of having it.

jak22

The Coventry limited access should be closer to the 4% the YBS account is going to not just 3.6% which will be behind top EA accounts once the rest of rises appear.

EssexHebridean

Thanks for the reminder on the Santander payment limit - just changed mine. I just checked and I also didn't get an email about it but did get the app notification. easy enough to change anyway, thankfully! 

Nevergonnaretire

Well re. Santander payment limit I can't say I recall a notification and I definitely didn't get an email about it. Cheers for the heads up! 

Locarno1

allegro120 said:

Locarno1 said:

I'm tempted potentially to move my savings into a better savings account. I'm currently using Tandem bank which is no longer on the highest interest list of easy-access savings accounts.. Thoughts people?

Tandem might catch up very soon, you never know. Otherwise, Chip is currently the highest paying one, any other new offers are below Chip.  It's a good strategy to open a few and shift money between them when better offers come in.

Ok, rather than have a lump sum in a savings account? Which is what I have at the moment...

Futuristic

Chase saver account interest rate from 3.1% AER (3.06% gross) variable to 3.3% AER (3.25% gross) variable, effective from 22 May 2023.

Sg28

Just had an email from Chase. Up to 3.3%. 

They shouldnt have bothered...

Sg28

Zopa needs to do soemthing big

Locarno1

And also, I'd like to ask how I can move large chunks of my savings say for example, I decide to move it into a new account. The way I managed to put it into Tandem was transfer it chunk by chunk into my current Barclays account and then transfer it over, but is there any easier way? We're talking £40k-£50k..