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The Top Easy Access Savings Discussion Area

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  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
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    Charter Savings Bank


  • dali21
    dali21 Posts: 195 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    TiVo_Lad said:
    Kazza242 said:
    The Hampshire Trust Bank Online Easy Access Account (issue 9) is paying 3.65%

    The minimum opening amount is £1.

    https://www.htb.co.uk/personal-savings/variable-rate-accounts


    This has just been pulled. Issue 8 now showing at 2.25% @soulsaver

    interesting.. sent them an email over an hour ago to open an account at the Issue 9 3.65% rate (which was still live at that time)... I look forward to see if the account gets opened at that rate... will be annoying if new customers could get it, but existing customers who cannot open new accounts online (cos of HTB's 'unique' IT system!) miss out.
    I sent them an email this morning too but I phoned after 12pm today.  The lady who answered was surprised when I mentioned the withdrawn account and she confirmed it was still available for me to open which I did.

    Might be worth phoning them to check, perhaps.
  • jak22
    jak22 Posts: 401 Forumite
    100 Posts Second Anniversary
    KR isnt mentioning issues yet maybe its 0.25% across all issues but each have different rates - Kent Reliance EA accounts up to issue 51 have been at 3.45%/3.5% since 18th April but issues 52-56 were lower and even the latest issue 57 didn't match those earlier issues.
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
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    edited 11 May 2023 at 1:21PM
    Coventry BS 1st June:

    Limited Access Saver (Online) Limited Access Saver (Online) (6) Limited Access Saver (Online) (7) to 3.60% (NLA)

    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • ForumUser7
    ForumUser7 Posts: 2,466 Forumite
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    edited 11 May 2023 at 1:08PM
    jak22 said:
    KR isnt mentioning issues yet maybe its 0.25% across all issues but each have different rates - Kent Reliance EA accounts up to issue 51 have been at 3.45%/3.5% since 18th April but issues 52-56 were lower and even the latest issue 57 didn't match those earlier issues.
    KR usually mentions issues a couple of days before - I interpret the message to mean take your current issue's rate (if over min balance etc.), and add 0.25% if your account is NLA as of right now. Therefore issues will still have different rates. They may increase others on the day, but this is what the message means at this stage IMO.

    For example, I hold a Demelza Easy Access Issue 7 (and 8). The 7 will go to 4%, the 8 to 3.9% - but the lucky people with 6 and before will get 4.25%
    If you want me to definitely see your reply, please tag me @forumuser7 Thank you.

    N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.
  • jaypers
    jaypers Posts: 1,046 Forumite
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    When will the likes of Atom and Zopa emerge from the darkness once again?
  • SonOfPearl
    SonOfPearl Posts: 439 Forumite
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    edited 11 May 2023 at 1:41PM
    mebu60 said:
    Santander online users take note - new payment limit feature introduced today set at £5k. Apparently email was sent out a month ago which I have never received. It has been on the app for the past month I am also told. When I tried increasing my limit it just errored. Have been on the phone the past 45 minutes. They cannot increase the limit, has to be done by user. After much faffing with clearing cookies etc etc (which now means I have to sign into everything from scratch again) it still does not work. They offered to do payments >£5k over the phone but as it was past 1pm by then and I was sending to Hampshire Trust there was no point. I had done 2 x £5k earlier so at least got some there today. As if this wasn't all frustrating enough it could be up to 48 hours before they get back to me! 
    If you use Santander online I hope you received the notification and have been able to up your payment limit with no issues ready for all the new rates hitting us from next week. 
    Thanks for this. I also tried to withdraw more than £5k from Santander today only to be faced with this new limit. I have not received any prior notification of the change (as far as I'm aware, unless it was buried in a general T&Cs update). I assumed it was just a specific thing for me because I made a big withdrawal yesterday, but obviously it's a more general change judging by your experience. 
This discussion has been closed.
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