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The Top Easy Access Savings Discussion Area

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  • n3ophyte
    n3ophyte Posts: 58 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    n3ophyte said:
    Locarno1 said:
    I'm tempted potentially to move my savings into a better savings account. I'm currently using Tandem bank which is no longer on the highest interest list of easy-access savings accounts.. Thoughts people?
    I think a lot of people will wait for the dust to settle after the Bank of Englands decision on baste rate tomorrow.
    A tablespoon of melted butter every 30 minutes should do it.
    I also missed an apostrophe but this poxy new editor won’t let me correct my mistakes. It throws an error saying

    Body is 20143 characters too long”

      :s
  • OceanSound
    OceanSound Posts: 1,482 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    n3ophyte said:
    Locarno1 said:
    I'm tempted potentially to move my savings into a better savings account. I'm currently using Tandem bank which is no longer on the highest interest list of easy-access savings accounts.. Thoughts people?
    I think a lot of people will wait for the dust to settle after the Bank of Englands decision on baste rate tomorrow.
    A tablespoon of melted butter every 30 minutes should do it.
    It's oven/microwave ready!
  • ranciduk
    ranciduk Posts: 729 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Prepare for a roasting from the off topic police squad any second now

  • TiVo_Lad
    TiVo_Lad Posts: 465 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    edited 10 May 2023 at 6:13PM
    Kazza242 said:
    The Hampshire Trust Bank Online Easy Access Account (issue 9) is paying 3.65%

    The minimum opening amount is £1.

    https://www.htb.co.uk/personal-savings/variable-rate-accounts
    A little nuance on this one which some people might miss. Especially important for those that are very focussed on how quickly deposits/withdrawls take place (my highlight).
    "If you make a payment into your Account by Electronic Payment, we will apply it to your Account on the day we receive it. If we receive it after 1pm, we will apply it [to] your Account on the next Working Day."

  • mebu60
    mebu60 Posts: 1,635 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    TiVo_Lad said:
    Kazza242 said:
    The Hampshire Trust Bank Online Easy Access Account (issue 9) is paying 3.65%

    The minimum opening amount is £1.

    https://www.htb.co.uk/personal-savings/variable-rate-accounts
    A little nuance on this one which some people might miss. Especially important for those that are very focussed on how quickly deposits/withdrawls take place (my highlight).
    "If you make a payment into your Account by Electronic Payment, we will apply it to your Account on the day we receive it. If we receive it after 1pm, we will apply it [to] your Account on the next Working Day."

    Existing customers can open the EA by calling 020 7862 6222 M-F 9-5 or email existingcustomer@htb.co.uk quoting your phone no(s) they have on file. Plus an existing account no I'd suggest. 
  • orange-juice
    orange-juice Posts: 264 Forumite
    Ninth Anniversary 100 Posts Name Dropper
    Locarno1 said:
    I'm tempted potentially to move my savings into a better savings account. I'm currently using Tandem bank which is no longer on the highest interest list of easy-access savings accounts.. Thoughts people?
    Open an account with Kroo if you haven’t got one already, but do it via topcashback (£15 offer). Decent rate come June (3.6% AER, currently 3.33% AER).
  • allegro120
    allegro120 Posts: 1,899 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Locarno1 said:
    I'm tempted potentially to move my savings into a better savings account. I'm currently using Tandem bank which is no longer on the highest interest list of easy-access savings accounts.. Thoughts people?
    Tandem might catch up very soon, you never know. Otherwise, Chip is currently the highest paying one, any other new offers are below Chip.  It's a good strategy to open a few and shift money between them when better offers come in.
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