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The Mortgage Free in Three - Take 5 challenge (MFiT-T5)

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  • Suffolk_lass
    Suffolk_lass Posts: 10,298 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    i'm aware there are some diary links missing in the first post, I checked I could still edit it after the forum update and could however I'm now getting the following error message when I try to update and can't see any way to resolve it so can't add any further diary links, if anyone has any ideas please let me know
    { "Code": 422, "Exception": "type is required.", "Class": "Garden\\Schema\\ValidationException" }
    & so we arrive at Chart 5 https://docs.google.com/spreadsheets/d/e/2PACX-1vT7_iBtro73POeGWDqn2ULTbvACQBJacAwrnaaJShhkPdCJ-6sIGTiP3BpLIW6WTKPkQnrS-p4_-VBm/pubhtml?gid=9&single=true

    (having editing issues, despite being able to edit and make a correct link for chart 5 on the first page a new post with the same code copies across is having absolutely none of it here)
    I can't help with the first issue but maybe message one of the Boards' Guides - elsiepac who looks after the old-style grocery challenge is an IT bod and occasionally mentions things that are limitations now, that weren't before.

    Re posting the link - I have found if I write the words (Chart 5 in this case) in the sentence and then highlight it with the chain thing - I can post it that way but only once - the second time it gets its' knickers in a twist - or is that me? :/
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    You my dear are an absolute star, thank you
    Chart 5
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Number 44 checking in, new balance is £103,094. Almost back to a 5 figure mortgage after borrowing almost £50k for an extension. Thankfully we are keeping up most standard overpayments in these difficult times.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Hi. Sorry I’m late. Number 60 reporting. £135,000 left to pay-I can only scroll back one page at a time for some reason. 
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • pinknsparkly
    pinknsparkly Posts: 545 Forumite
    Ninth Anniversary 500 Posts Name Dropper
    Just sent in my update for July - a bit earlier than I had expected but didn't see the point in waiting when my mortgage balance is  a nice round £0  B)
    DH's furlough turned out to be comfortable and with a few extra savings etc we have been able to pay off the final £1400. Mortgage free 10 years and 7 months early and hit my target of before I turn 40 (3 months to spare  :D)
     :o:o:o:o CONGRATULATIONS! That's absolutely incredible news, you must be feeling over the moon! And definitely gives you another reason to celebrate hard on your 40th!!!
    MFW2023 challenge #99: £1090.11 / £1,000 MFiT-T6 (Jan 2022 - Jan 2025) challenge #99: Reduce mortgage to £400,000. Current balance = £413,551.19 Initial MF date (23rd Aug 2022): Sep 2051 Current MF date: Jul 2051 Last updated: 15/06/2023
  • trix-a-belle
    trix-a-belle Posts: 1,532 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    great news icklehelen, & as its now completely gone i'm sure its good to have one less thing to worry about with everything else at the moment
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • longway2go
    longway2go Posts: 1,006 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just sent in my update for July - a bit earlier than I had expected but didn't see the point in waiting when my mortgage balance is  a nice round £0  B)
    DH's furlough turned out to be comfortable and with a few extra savings etc we have been able to pay off the final £1400. Mortgage free 10 years and 7 months early and hit my target of before I turn 40 (3 months to spare  :D)
    That's incredible. Well done, it must be an amazing feeling especially with the uncertainty out there atm. I can't wait to be in the same position. :smiley:
    Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just sent in my update for July - a bit earlier than I had expected but didn't see the point in waiting when my mortgage balance is  a nice round £0  B)
    DH's furlough turned out to be comfortable and with a few extra savings etc we have been able to pay off the final £1400. Mortgage free 10 years and 7 months early and hit my target of before I turn 40 (3 months to spare  :D)
    Fantastic news, Congratulations! 
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just sent in my update for July - a bit earlier than I had expected but didn't see the point in waiting when my mortgage balance is  a nice round £0  B)
    DH's furlough turned out to be comfortable and with a few extra savings etc we have been able to pay off the final £1400. Mortgage free 10 years and 7 months early and hit my target of before I turn 40 (3 months to spare  :D)

    Congratulations to you both, welcome to the club :smiley:

    What next, do you have anything planned?
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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