The Mortgage Free in Three - Take 5 challenge (MFiT-T5)

Lumiona

I've done my updates although no much being done on the overpayment front given the current climate. We're building up our savings for now but tilly tidying to the nearest £100 to the mortgage at the moment. I hope we will have enough to send 10%, £8k by the end of the year but we will have to see how things progress.

pavlovs_dog

lucky that I noticed the posts here, I'd forgotten about the update.  Nice to see so many people chipping away!
When our payment goes out in a few days time we'll be permanently out of the £60ks, having cleared close to £14k since the start of the challenge.  Progress is currently feeling frustratingly slow so to see a figure like that is really encouraging us to keep on keeping on!

violetblue

I've just submitted my April chart update.  I keep dithering over whether to continue with overpayments or keep them in savings in the current situation... but since I'm so close to the end I'm still determined to pay off the mortgage portion of the debt when my ERC drops off at the beginning of July.  Therefore I've decided to continue overpaying as normal for now.  The portion that's on 0% cards will just have the mininmum payments until things settle down a bit.

Brodiebobs

Just submitted mine £9,182 total reduction.
Made the (possibly stupid in this climate!) decision to get a new job so have taken advantage of the mortgage holiday so next quarter will show an increase. Money is being set aside we would have paid however not sure if we don't need it whether to OP, invest or do some much needed renovations- but will see what the next 3 months brings. 

ajmoney

I have submitted my update.  I have no idea where it will put me but I know I am not ahead of schedule.  I am lucky that I am still being paid so am able to keep up with my planned schedule although I have delayed a larger OP until things settle down a little.

Suffolk_lass

Just put my form in. Plodding along now. At least my balance is under £10k now

trix-a-belle

i'm aware there are some diary links missing in the first post, I checked I could still edit it after the forum update and could however I'm now getting the following error message when I try to update and can't see any way to resolve it so can't add any further diary links, if anyone has any ideas please let me know
{ "Code": 422, "Exception": "type is required.", "Class": "Garden\\Schema\\ValidationException" }

trix-a-belle

& so we arrive at Chart 5 https://docs.google.com/spreadsheets/d/e/2PACX-1vT7_iBtro73POeGWDqn2ULTbvACQBJacAwrnaaJShhkPdCJ-6sIGTiP3BpLIW6WTKPkQnrS-p4_-VBm/pubhtml?gid=9&single=true

(having editing issues, despite being able to edit and make a correct link for chart 5 on the first page a new post with the same code copies across is having absolutely none of it here)

pinknsparkly

Thanks Trix! Annoying to see that I'm only £276 away from being on target!! But still, it's a target I'd not even be working towards without this challenge!

trix-a-belle

pinknsparkly said:

Thanks Trix! Annoying to see that I'm only £276 away from being on target!! But still, it's a target I'd not even be working towards without this challenge!

you're not alone lovely, there are a few who are sub £400 from being on target, any small progress in the current climate is fab