We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The Mortgage Free in Three - Take 5 challenge (MFiT-T5)
Comments
-
Hi trix, looks like my latest update didn't make it to the chart, so I've just submitted the form again - hope that's ok! Balance is now £10640.
MFiT-T5 #52 - aiming to clear mortgage completelyJanuary 2019: £19620 ~ November 2021: £0.00!1 -
Quite a bit off my target but it's still good to see the amount which I have paid. Reduction will become quicker for me overtime with the snowball affect.
Thanks for taking your time to put it all together.Mortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming2 -
operator error VB, now correctedvioletblue said:Hi trix, looks like my latest update didn't make it to the chart, so I've just submitted the form again - hope that's ok! Balance is now £10640.
just keep swimming longway2go- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
trix-a-belle said:
operator error VB, now correctedvioletblue said:Hi trix, looks like my latest update didn't make it to the chart, so I've just submitted the form again - hope that's ok! Balance is now £10640.
Brilliant! Thanks so much Trix
MFiT-T5 #52 - aiming to clear mortgage completelyJanuary 2019: £19620 ~ November 2021: £0.00!1 -
Thanks Trix... I like that... Might be a little signature additiontrix-a-belle saidjust keep swimming longway2goMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming0 -
I can't claim it LW2G, its Dory from finding Nemolongway2go said:
Thanks Trix... I like that... Might be a little signature additiontrix-a-belle saidjust keep swimming longway2go- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps1 -
Oooh, well done everyone!!
Pinknsparkly, I'm only £389 away from target too, most annoying!
Still, I've rounded our monthly payments up now so we're automatically overpaying £80 a month so I'm hoping I'll catch up with myself eventually!
2 -
I am £3.5k away. When I set the target I knew it would be a challenge but I thought I might have been a bit closer than this. I guess I am in it for the long haul.MFW 2025 No. 7 £2731.07/£2700
MFiT-T7 No. 6 £5515.91/£30,0002 -
Yeap which is why I really like ittrix-a-belle said:
I can't claim it LW2G, its Dory from finding Nemolongway2go said:
Thanks Trix... I like that... Might be a little signature additiontrix-a-belle saidjust keep swimming longway2goMortgage Aug 2019 161,000 :eek::eek::eek:Nov 2019 156,500:T Jan 2020 153,122:T, Apr 2020 149,500, Apr2021 139, 675, Oct 2021 136,823, Dec 2021 136,120🙂EF 0/12,000 (0%)😕 (5062.44 was ERC), Jan 2023 128,650. Our Mortgage is never going to be as high as it is today. :jOnwards and downwards to a better life for our family. :jJust keep swimming1 -
Good name for a diary too!longway2go said:
Thanks Trix... I like that... Might be a little signature additiontrix-a-belle saidjust keep swimming longway2goSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 260K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards