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NST Join In January 2019 - In With The New
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Loving that mortgage figure f0xh0les. Well done you!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Foxh0les- sorry about DSs bill. DH used to be a nightmare for being a "Shark". I remember the unexpected bills well.
NSD- today is 4/20.
Plans/ excersize - weve been to our local nature reserve & we took the boys bikes. We had a fab time & it did us good to venture outside. We've also been decorating biscuits & cupcakes. Theres some baking bits in my "use up"box so it's used some of those & the kids had fun. :j
Debts & savings paid.
Frogs- need to list some things to sell on line, this is on my to do list.
Chill out- catching up on bake off
Help others- donated to charity shop.
Sort it out- left over chicken going into a pie for dinner tonight. We also melted down the left over wax from some yankee candles & made a smaller one
Gratitudes- grateful for- our local nature reserve & the volounteers that make it what it is. For my new ginger bread recipe & for weekends with no plans0 -
:eek: At your ds2 f0xh0les. I'm with Dolly - my kids would be paying every single penny of that back. I think I would be asking the phone people not to allow him to go over allowances as well because they can block that.
Also, I have to confess to being an aubergine hater. There, I said it.
Today has been fraught with small challenges. A pile of cat sick on the floor, a spilt litter tray AND a s0dding puncture on the car.
Thankfully got the puncture repaired for £11, which scuppered my nsd for today but I could hardly leave it as I was on my way to tutoring and I need my car for work etc.
Have crossed 2 more jobs off the frog list and am just planning what to do for the rest off the day.
I will check back in later with my gratitudes and a progress report.Not giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Ccl - I would say that you can reclaim your nsd as mending a puncture is an emercency repair expense!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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apple_muncher wrote: »Ccl - I would say that you can reclaim your nsd as mending a puncture is an emercency repair expense!
Does my washing machine repair count as one of those?:D
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
NSD scuppered here by OH nipping out to DIY shop to get a clip for the under kitchen cupboards plinth - apparently he broke one yesterday. As he is spending anyway, I've asked him to nip to Icyland to pick up one of their huuuuuge bags of pasta for DS1 - I wanted to buy it when we were in there last week but OH said not to and that we'd be back in there before the students went... we haven't been back and have no plans to except for this bloomin' pasta!!
Not much happening here- seem to have spent 80% of my time in the kitchen today! Back later when I know what the spends are
xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
ccl - what a day, glad you got sorted fairly cheaply though.
Lazy day today, nipped out to the local tip where they have one of those recyling shops, we got a brand new reinforced steel bike lock for £5 and a pyrex measuring jug for 50p. I am way too pleased about that jug.
Yesterday I made hummus and noticed that the plastic has cracked off my food processer blades, I'm not sure when it happened but I think it will be harbouring bacteria so I called into Sainsburys and they had a mini chopper with metal blades for £9.99 so I got one, it's only tiny but I just use for bean dips and energy balls so it should be fine. I also got some veggie sausages whilst they were half price and some seeds but these both come from the grocery budget.Debt Free and now a saver, conscious consumer, low waste lifestyler
Fashion on the Ration 28/660 -
Hi everyone,
Checking in for today with not much progress again but as the supermarket say every little helps
16 NSD's 3/16 - NOT TODAY HAD TO GET A FEW BITS
only have 1 takeaway or meal out - NO TAKEAWAY YET - Looking forward to a lovely chicken casserole which is in the slow cooker ready to eat very soon
Declutter dining room
Book car MOT - DONE
Cancel unwanted subscriptions/downgrade memberships - IN PROCESS OF DOING AUDIT TO SEE WHAT WE WATCH ETC BUT HAVE CANCELLED ONE DIRECT DEBIT OF £4.34 EACH MONTH FOR TUMBLE DRYER COVER CANCELLED £3.10 MONTHLY DIRECT DEBIT TODAY FOR CRAFT SUBSCRIPTION I NEVER USE
Haggle with sky
pay £750 into savings account (hopefully left over from end of the month and pay in £250 christmas money gift) RETURNED £35 worth of craft supplies I bought at the end of 2018 on a whim which I know I wont use so this money will go into savings very soon
Read every day before bedtime (hopefully both me and my kids)
Start donating a monthly sum to charity - DONE £5 a month to Air Ambulance
Start and keep a gratitude diary
Read this thread every day 3/31 - READ TODAY
Not buy any crafting supplies as I must use what I have 5/31 - ANOTHER DAY MANAGED -NO NEW SUPPLIES BOUGHT IN 2019 YET
Exercise every day (10minute walk every day and at leas 30 minute gym or wii fit session each weekday) 1/31
Make a fridge and freezer inventory DONE
Meal plan all month 21/31 - Meal plans for another 9 days drawn up todayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.020 -
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f0xh0les well done on mortgage balance.
Is it possible to cap your DS phone usage?
I have with my DCs just incase they forget to switch off data when wifi is available.
My first update of 2019
Spend free days (NSD’s) - currently 3/15
Make plans for the month – trying to arrange get togethers with friends but they will be low spend events
Always pay your debts first – budget set for the month, still to pay some bills
List your frogs – I tend to end up with lists of lists so will look to improve this
Little savings – printed out the 1p saving challenge
Chill out – will see how this goes when things return to normal next week
Helping others – have a monthly dd to a charity and will be donating goods to cs
Always be grateful – time with family, daft cats, friendly neighbours
New to You – have plenty of craft materials, puzzle books and stationery so no need to purchase any before I get through my stash
Get involved – am reading everyday but not great at posting
Exercise - – will see how this goes when things return to normal next week
Sort it out – going through the cupboards, fridge and freezer to find stuff to use up for mealsGroceries: Personal Spend: 0 NST NSD Goals for 2025:Self: Health: Wealth :0
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