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3 - 6 month Emergency Fund Challenge (part 2)

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,393 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #68 checking in with another £10, bringing it up to £160/£1000
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    #55 adding another £25
  • CasualMFW
    CasualMFW Posts: 65 Forumite
    Second Anniversary 10 Posts Photogenic Name Dropper
    #71 Adding the £150 I won at the bingo this weekend.

    £6,150/£10,000
    Solo Buyer & MFW
    Start date: January 2016
    At it's highest: -£237,000
    Current Balance:  -£73,754 (March '23)
    2021 OP total: £6,000
    2022 OP total: £10,535

  • GeorgianaCavendish
    GeorgianaCavendish Posts: 2,393 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    #55 adding £50
  • CasualMFW
    CasualMFW Posts: 65 Forumite
    Second Anniversary 10 Posts Photogenic Name Dropper
    Payday today so sweeping some left over pay into the EF.

    #71 £500 added.
    Total: £6,650/£10,000
    Solo Buyer & MFW
    Start date: January 2016
    At it's highest: -£237,000
    Current Balance:  -£73,754 (March '23)
    2021 OP total: £6,000
    2022 OP total: £10,535

  • jennystarpepper
    jennystarpepper Posts: 821 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    44 - £40 for the 'pot' please Dobbibill. 

    Still plodding away, just paid for more dental treatment, some get perfume, handbags and jewellery for Christmas... I get my teeth fixed! 

    Keep chipping away at those pots everyone. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968 01.09.25 £5956. 01.10.25 £4979

  • Makingabobor2
    Makingabobor2 Posts: 4,393 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #68 checking in with  another £10, now £170/1000. Wish I could get it up quicker. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Dobbibill
    Dobbibill Posts: 4,199 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Makingabobor2 said:
    #68 checking in with  another £10, now £170/1000. Wish I could get it up quicker. 
    Well done for adding more regularly. If you are wishing it went up quicker then it means you are determined and focused so well done but also don't beat yourself up too much as every penny you add is another step forward.....there are many people who aren't taking any steps at all. You'll get there :smile:  
    Keep on keeping on. 

    Dobbi 
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • sunshine_raincloud
    sunshine_raincloud Posts: 487 Forumite
    100 Posts Second Anniversary Debt-free and Proud! Name Dropper
    Hello again.. #69 bringing my total up to £1548/£6000 due to an extra shift at work and ebay selling. I have had a spendy January, will need to reign it in next month! 

    And completely agree, you're doing great @Makingabobor2 ! You are adding what you can regularly, which is a great habit. 

    Thanks everyone :)
    Debt free November 2022 


  • FreedomBringsPeace
    FreedomBringsPeace Posts: 98 Forumite
    10 Posts First Anniversary Name Dropper
    Down to £3k for me pls, i am heading over to do a 52 week savings challenge to spur me on. Back soon 
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