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3 - 6 month Emergency Fund Challenge (part 2)

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Comments

  • Hello! #69 checking in, brought my total up to £612/£6000 with a couple of refunds coming through. Hope everyone had a lovely Christmas  :)
    Debt free November 2022 


  • Hello.. #69 back again sorry. Forgot that today is the day of one of my new savings standing orders coming out so added £200 to my EF pot bring total up to £812/£6000  :)
    Debt free November 2022 


  • I've decided I'm going to pay my EF into my PBs when I reach £100, it's a safe place to pot it, and there is always the chance of a win.
    I already have £100 in PB, so this now gets added to my EF total.

    #3 £269.23 / £5000
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • #68 checking in with another £10, taking my up to £130/1000
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 777

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • £9 cashed out from prolific so sent to EF
    #69 £821/£6000

    Thanks  :)
    Debt free November 2022 


  • ej22
    ej22 Posts: 58 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    HI
    Is it ok to still join?
    I would like to save 500 as an EF.
    So far I have saved 200 towards it.
    Thank you

    Old signature:OD 0/2000, CC 0/1500New signature:OD 0/2000, CC 1500/1500
    GC 0/250, NSD 16/30 EF 0/500
    WL 0/30kg
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    ej22 said:
    HI
    Is it ok to still join?
    I would like to save 500 as an EF.
    So far I have saved 200 towards it.
    Thank you

    Of course you can join - welcome aboard!

    You are member #72 and I've added both your goal and progress too - you are well on the way at 40% which is a great start.

    Keep on keeping on.

    Dobbi  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Dobbibill said:
    Big Congrats to everyone who has managed to save towards their 3 - 6 month EF this year. 
    It has been a challenging year with energy bills and the cost of living crisis but you've all done positive things with your savings.

    As a group we have saved a massive £182292.81 - that is huge!!!!   :open_mouth:
    You should all be very proud of yourselves, you've done great!

    As we go into 2023 - I wish you all the very best for a healthy & happy new year.  B)
    And remember.....keep on keeping on.

    Dobbi  ;)
    wow what an amazing total. Thanks for running the thread @Dobbibill. Happy New year to you. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 777

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • 44 - £30.00 to add please Dobbibill.  

    Happy New Year to everyone.  

    Here is to 2023. 
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

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