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3 - 6 month Emergency Fund Challenge (part 2)

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  • #15 Checking in with the last of this year's EF savings - can you please add £55 for this month Dobbi. And wishing everyone a Happy Christmas :)
    MrsMouse
    #47 - 2020 MFW 449.29/1200
    #15 - 3/6 month Emergency Fund Challenge 661.89

    2019 ~~ MFW: 1122.33 / EF: £1000
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    ponypal wrote: »
    Hi all so me and my partner got our first place and most of my savings have gone on bits and pieces we needed like electrician work, and white goods. Back to zero for the moment will start over fresh for 2020 :)


    Congrats on getting your first place ponypal :D


    That's why we have an emergency fund so it was handy it was there waiting for when you really needed it. Fresh start in 2020 and you'll soon have a buffer built up again.

    MrsMouse wrote: »
    #15 Checking in with the last of this year's EF savings - can you please add £55 for this month Dobbi. And wishing everyone a Happy Christmas :)


    Post #2 all updated for you MrsMouse :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
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  • Hi All, #3 here!
    I've been MIA for the last few months, but want to get back to plan in 2020. I have been squirrelling bits and pieces away and have a current EF total of £1040.41. :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi All, #3 here!
    I've been MIA for the last few months, but want to get back to plan in 2020. I have been squirrelling bits and pieces away and have a current EF total of £1040.41. :D


    You may have been MIA but you have kept topping up that EF. :j :j :j



    I've updated post #2 and you've doubled your percentage to goal so a huge well done :D
    We'll look forward to all the updates in 2020 ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Happy New Year to all.

    # 31 reporting in with my new total of £1500 / £3000.

    Was able to save such a large amount due to an unexpected refund cheque. I was tempted to spend it on the home but have resisted as I really want to reach my savings target this year.
  • Hi, Happy New Year to you all.

    Could you please allocate me a number so I can join in with this challenge. My goal is to hit £10k which is roughly 5 months income. Would love to set a date but will see how I get on the first few months of 2020 before setting a concrete goal date. Thank you ��
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    LoveMyLife wrote: »
    Happy New Year to all.

    # 31 reporting in with my new total of £1500 / £3000.

    Was able to save such a large amount due to an unexpected refund cheque. I was tempted to spend it on the home but have resisted as I really want to reach my savings target this year.


    Well done LoveMyLife - this puts you on 50% woohoo :j :j :j

    Hi, Happy New Year to you all.

    Could you please allocate me a number so I can join in with this challenge. My goal is to hit £10k which is roughly 5 months income. Would love to set a date but will see how I get on the first few months of 2020 before setting a concrete goal date. Thank you ��


    Welcome aboard SuperFrank88 - you are #32


    I've added your goal to post #2 - there's no rush, this is the scenic route and we focus on adding to it where possible but there is no rush ;) make it as quick or as leisurely as you like.



    Keep on keeping on everyone.



    Happy New Year - here's wishing you all a healthy new year. (I'm a believer in the mantra, if you have your health you can work for your wealth :money: )


    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • I would like to join please. My goal is £6000, which is 3 months spending.
    Outstanding Debt at 01/01/2020
    2.09% Mortgage - £93,851.54

    #33 Emergency Fund Challenge - £5400/£5400
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    skinnylove wrote: »
    I would like to join please. My goal is £6000, which is 3 months spending.


    Welcome aboard skinnylove - you are #33 and I've added your goal to post #2


    Take it as fast or as slow as you like. It's not a race but more like a virtual scenic stroll to financial security.

    keep us updated on your progress and we will cheer you on from the side-lines.



    Dobbi :D
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Rosie75
    Rosie75 Posts: 609 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Happy New Year to all!

    #14 reporting a new total of £5500. Thanks Dobbi!
    3-6 Month Emergency Fund #14: £9000 / £10,000
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